The association's directors are responsible for limiting the association's liability, especially as amenities expose them to accidents.
Your pool committee/ landscape committee/ insurance committee is best prepared to discuss this issue and recommend a resolution to the board.
Yes, homeowner associations should consider installing automatic pool covers for safety reasons. Automatic pool covers can prevent young children and pets from accidentally falling into the pool, reducing the risk of drowning. Additionally, these covers also provide protection from debris and help to maintain water quality, making them a practical investment for the overall maintenance of the pool.
No.
A new homeowner should ask a builder for a warranty that covers free repair to workmanship of the home for at least a year. You should look for a longer warranty for items such as the roof and furnace.
Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.
liability
If it is done as a business, yes they probably should. If it is just your neighbor kid or a family friend, your homeowner's insurance probably covers it.
Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.
It actually depends on the homeowner's policy. It covers the fire wall and lightnings. Insurance doe not provide full coverage for homeowner's maintenance and updates.
You need to ask your insurance representative what your policy covers.
Insurance covers some of the cost and the rest the homeowner pays for the replacement.
Homeowners insurance covers the house itself should it be damaged. Many of the policies include liability insurance so that if anyone is injured there you have protection. There are some types of mortgage insurance that cover the remaining mortgage should the owner die. But, if the lender does not require it due to a low down payment, one would have to specifically buy that.
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
Automatic covers are automatic - easy to put on and off. They are safety covers -- keeps children, pets and animals from falling into the pool. They keep most debris out of the pool. They roll up within a box either on the deck or in the deck out of the way.