one of the first things any claims adjuster should do is give you the claim number for your claim......for a variety of reasons.........that doesn't necessarily mean they will be repairing your vehicle, or that the claim number is necessary to have the vehicle repaired.
This answer can be very involved. Most simply, you should attempt to get your insurance adjuster and the repairer to agree on the cost of repairs. Insurance companies issue 'supplement' payment on claims regularly.
If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
Its all up to the insurance companys.
they should be did you buy insurance
Persons who own one or multiple residential, commercial, or industrial properties should get privilege insurance. Privilege insurance covers a high amount for damages to property and its contents.
a dealer should have a bond. The coverage on the vehicle is like having a liability policy. If the dealer was driving the car and had an at fault accident, he will have to pay for repairs on his vehicle and the bond will cover the other persons car. Once you buy a car from a dealer, you are responsible for purchasing insurance for the vehicle, the dealer is no longer liable. In fact, the dealer should require that you have insurance before you drive the vehicle off the lot.
Their hourly rate should be posted for the customers to see.
Usually an insurance co. wants a quote on the repairs,if they want after market parts, then they are cheap and I would use another insurer. Once you give the Ins co. the estimate or two estimates if from the original dealer, the original dealer should use genuine parts, and ask for the empty boxes. If you get the check from the insurance co. it is up to you to do the repairs, they will not pay again for same thing. If you get the check and cash it and do no repairs, its on you.
If you are talking about the insurance-type bonds, talking to an insurance agent specializing in business insurance should point you in the correct direction. Most of these are priced based on your income or expected income from the business.
When you have experienced an accident which involves costly repairs, it is advisable to get estimates from at least three auto repair shops. These three estimates are for insurance purposes as well as keeping all parties involved honest about the repairs needed.
Unfortunately if you do not have comprehensive insurance on your vehicle, there is no way to get it retroactive, or after you get in an accident. If it was the other driver's fault then their insurance should pay for your repairs.