NO
You should be as close as possible.
Yes, they do as well as re-verifying your jobs. You should have been told that at the beginning. I hope there is not a problem with their doing so.
No, it has to be settled before you can close it.
No 640 plus is but you are getting close.
You should not close a credit card if you are still paying on it. It will bring your credit score down. Close it when you are done paying. I know this because my mom owns her own credit repair/management business and she tells me what to do with my credit cards.
yea if you dont want bad credit
Before obtaining a credit card think very hard about weather you can afford to use one. It is easy to spend money you do not have and can not pay back using one. As a rule if you do not think you will be able to pay off the debt on the card IN FULL each month, then you should not use one. Getting one with annual fees just makes the debt problem worse.
no. You will hurt your credit when you close an open line of credit.
It will not affect your credit if you pay off the balance when you close the account.
As long as you enter into a contract to buy your home on or before April 30, 2010, and then close the sale by June 30, 2010, you may claim the Homebuyer Tax Credit on either your 2010 tax return or an amended 2009 tax return.
Currently, it is tough to get a mortgage even with very good credit. 730 is about average so a score close to 800 has a good chance of getting approved.
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.