If it is under your deductible, I would not. If it was not your fault and you haven't filed any claims in a while, I would go ahead. Usually your rates will not increase if the damage was not your fault.
Actually, I think her parents are responsible for any damages because she a minor, so the parents the ones who will be sued or have to pay for any damages of the minor child.
A rock hitting your windshield and causing minor damage is not a significant issue, but it should be reported by filing a claim. It is very possible that your windshield can be repaired for little or no cost at all.
You should file an Auto Accident report with your local authorities, this is a standard procedure for any accident whether you are at fault or not. If you have sustained damages or injuries you should also file a loss notice or a claim with the other party's insurer to receive compensation for your loss.
Yes you can.
An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.
The amount typical is commensurate to the actual damages and accompanying losses incurred by the claimant.
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
Anyone who suffers injury or property damage in a collision is allowed to file a claim to insurance companies. Damages are to be paid by the insurance company of the person deemed to be at fault. In the case of injury to minors, damages are to be paid to the parents or guardians.
I was rear ended a while ago by a person who was renting a vehicle. She had insurance on the rental and her own vehicle through Safe Auto. Hopefully you exchanged info. with the person that rear ended you! In my case, we exchanged info. Her insurance called me but had told me that since she had rental insurance that the rental place would cover the damages to my vehicle. That was a lie on Safe Auto's behalf. Safe Auto was liable for the damages to my vehicle and after getting on them about my claim through them, I was finally reimbursed. Point being that the claim should be filed through their (the person that rear ended you) insurance company. If you didn't get any of the other person's info. then I would suggest talking with your own insurance company.
Auto Insurance.
The auto insurance claim is when you make a request for an insurance company to pay for the damages to your car or another vehicle. The insurance company will then take your facts, compare them to a police report if available, look at the extent of damage on vehicles, among other things. Then they'll make determinations and issue checks from there.
yes you should it would be alot easier