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If it is under your deductible, I would not. If it was not your fault and you haven't filed any claims in a while, I would go ahead. Usually your rates will not increase if the damage was not your fault.

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14y ago

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If a minor is uninsured under her parents auto policy and is involved in an auto accident will it be covered under her parent's policy?

Actually, I think her parents are responsible for any damages because she a minor, so the parents the ones who will be sued or have to pay for any damages of the minor child.


Do you need to file an auto insurance claim if a rock hits your windshield and causes minor damage?

A rock hitting your windshield and causing minor damage is not a significant issue, but it should be reported by filing a claim. It is very possible that your windshield can be repaired for little or no cost at all.


What do you do if you have an auto accident that is not your fault?

You should file an Auto Accident report with your local authorities, this is a standard procedure for any accident whether you are at fault or not. If you have sustained damages or injuries you should also file a loss notice or a claim with the other party's insurer to receive compensation for your loss.


Can a person file an insurance claim 72 days after a minor auto with accident no police report?

Yes you can.


How quickly should an auto accident claim be filed?

An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.


What is typical amount for auto accident settlement with minor injury?

The amount typical is commensurate to the actual damages and accompanying losses incurred by the claimant.


Does the insurance agent submit the auto accident claim to the insurance company or do I ?

It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.


What is the standard policy for minors who are passengers in auto accidents and who gets the claim?

Anyone who suffers injury or property damage in a collision is allowed to file a claim to insurance companies. Damages are to be paid by the insurance company of the person deemed to be at fault. In the case of injury to minors, damages are to be paid to the parents or guardians.


Who to file claim with when you are rear ended?

I was rear ended a while ago by a person who was renting a vehicle. She had insurance on the rental and her own vehicle through Safe Auto. Hopefully you exchanged info. with the person that rear ended you! In my case, we exchanged info. Her insurance called me but had told me that since she had rental insurance that the rental place would cover the damages to my vehicle. That was a lie on Safe Auto's behalf. Safe Auto was liable for the damages to my vehicle and after getting on them about my claim through them, I was finally reimbursed. Point being that the claim should be filed through their (the person that rear ended you) insurance company. If you didn't get any of the other person's info. then I would suggest talking with your own insurance company.


Does property insurance or auto insurance pay when a auto owner damages his garage with his auto?

Auto Insurance.


What is the auto insurance claim?

The auto insurance claim is when you make a request for an insurance company to pay for the damages to your car or another vehicle. The insurance company will then take your facts, compare them to a police report if available, look at the extent of damage on vehicles, among other things. Then they'll make determinations and issue checks from there.


Should you renew a policy to have continued coverage for an unsettled auto claim?

yes you should it would be alot easier