A debt being designated as a "charge off" does not mean the debt is not valid and collectible. Collection of the debt will still be pursued either through an agency contracted by the original creditor or a third party purchaser. The creditor/collector has the option of filing a lawsuit against the debtor to recover monies owed as well as using common collection practices such as telephone and written correspondence.
You should call the credit card company.
Get a copy of all three credit reports. The addresses and/or phone numbers of all your creditors should be listed on the report. You should also include the addresses listed on your statements so that in case your credit report has an error your creditor will still get notice of your bankruptcy.
Your creditor should do it. If not, go to the credit reporting agencies and try a dispute. www.annualcreditreport.com This is free. No subscription tricks.
You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.
Sumbit a dispute based on inaccurate information and let the credit report agency find them for you.
Next to the wifi networks listed, if you are already connected it should say forget.
no, if the credit bureau has it listed just make sure they also have it showing as paid.
If there is an issue on Experian credit, one should immediately contact the toll free number listed on the credit report. The operator will instruct the individual on the proper procedure for clearing all disputes.
This should not show up on your personal credit report, but if you jointly apply for a loan (it is usually required that both spouses be on real estate transactions) it will be listed as one of his obligations and possibly reduce the amount that will be approved. And if the cosigned loan is in default or has been charged-off or repossessed, it could make it difficult to get a joint loan.
Listed besides card on credit report
Credit reporting requirments means it will be listed for 7 years.