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Should you pay off a debt that is already listed on your credit report as charged off?
Wiki User
∙ 17y ago
A debt being designated as a "charge off" does not mean the debt is not valid and collectible. Collection of the debt will still be pursued either through an agency contracted by the original creditor or a third party purchaser. The creditor/collector has the option of filing a lawsuit against the debtor to recover monies owed as well as using common collection practices such as telephone and written correspondence.
Wiki User
∙ 17y ago
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Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?
You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.
How can one solve an Experian credit dispute?
If there is an issue on Experian credit, one should immediately contact the toll free number listed on the credit report. The operator will instruct the individual on the proper procedure for clearing all disputes.
How can you remove delinquent utility bills from your credit report?
You can only remove bills if you pay them or if the bills are listed incorrectly on your credit report. It is best to pay them off and then the bills will not be listed as delinquent.
If your bank account says EFT Charged Off does this mean that the account is closed?
If an account is charged off it is automatically closed. It is listed as uncollectable debt.
What is an open account listed on a credit report?
Open Account - account listed as "open" on your credit report are accounts that are open, includes all accounts that have been reported within the last 90 days.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
How do you get addresses for credit cards for bankruptcy?
Get a copy of all three credit reports. The addresses and/or phone numbers of all your creditors should be listed on the report. You should also include the addresses listed on your statements so that in case your credit report has an error your creditor will still get notice of your bankruptcy.
How do you get a judgment listed as satisfied on your credit report?
Your creditor should do it. If not, go to the credit reporting agencies and try a dispute. www.annualcreditreport.com This is free. No subscription tricks.
Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?
You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.
What should you do if a creditor listed on your credit report is no longer at the location shown on the report?
Sumbit a dispute based on inaccurate information and let the credit report agency find them for you.
Is the credit rating of a cosigner's spouse affected?
This should not show up on your personal credit report, but if you jointly apply for a loan (it is usually required that both spouses be on real estate transactions) it will be listed as one of his obligations and possibly reduce the amount that will be approved. And if the cosigned loan is in default or has been charged-off or repossessed, it could make it difficult to get a joint loan.
How do you make your Kindle forget networks?
Next to the wifi networks listed, if you are already connected it should say forget.
How long are credit cards listed on your credit report?
7-10 yrs
Should you tell your new landlord about judgment that was paid?
no, if the credit bureau has it listed just make sure they also have it showing as paid.
How can one solve an Experian credit dispute?
If there is an issue on Experian credit, one should immediately contact the toll free number listed on the credit report. The operator will instruct the individual on the proper procedure for clearing all disputes.
Which of these cannot be checked by employer based on the information listed on a resume?
The credit history of the applicant cannot be checked by an employer based on the information listed on a resume.
How would you find the available credit limit for cardholder?
Listed besides card on credit report
