Rebating refers to monies paid to insureds for placing their insurance business with a given insurer. Due to fair trade practices, it is restricted and carries heavy fines and penalties. The intent of the rule branches out to gifts and favors.
Rebating is when the insurance agent takes a portion of his or her commission and gives it to the person applying for life insurance.
Rebating is illegal in most states, exceptions used to be CA and FL.
Even if Rebating is allowed in a particular state, most life insurance companies forbid their agents from participating in this practice.
All US states allow insurance companies to sell and provide domestic partner coverage.
Contact an agent some states allow/offer 'drivers' insurance coverage/polices.
Are there only two states out of 50?
Most states it's five days. some states allow 30 days. some insurance companies will allow you to roll insurance from one vehicle to another temporarily. but you will still have to get one or the other insured.
Financial ResponsibilityIt is possible in the United States. Some states allow you to post a cash bond with your State Department of Insurance in lieu of auto insurance and some states will allow you to be self insured. The laws in the USA after all do not require you purchase Auto Insurance, it does require you carry proof of Financial Responsibility whenever you are operating a motor vehicle on public roads which can usually be met in any one of several ways delineated under your states laws.Happy Motoring
Inexpensive car insurance for a college student can be found by having the student's insurance on the parent's policy. Some states allow for the parent to have a college student on their insurance until they graduate.
Yes, most states allow drivers to be excluded.
It is difficult to get an insurance license once you are convicted or dealt with crime. There are states that allow you to get licensed but you'll need to complete necessary government requirements.
You must have auto insurance in all states. If you don't, you are irresponsible and probably shouldn't be driving in the first place. Some states allow you to not carry insurance if you can prove you have a certain amount of money in the bank, i.e. Iowa will give you financial responsibility with a locked bank account containing $100,000.
Most states in the country allow insurance discounts for taking a defensive driving course. It is up to each individual insurance company how much that discount will be.
In most U.S. states you can be sued for any damages and/or injuries that are not taken care of by your insurance coverage. A few states have laws which only allow the injured party to recover the amount alloted by the insurance coverage when specific circumstances exist.
If you have a repossession on your record and you have purchased a new vehicle, you will have no difficulty purchasing insurance. While some states allow auto insurance providers to check the credit history of applicants to determine their auto insurance rates, not all states do this. Even states that check credit history for premium ratings cannot deny you insurance strictly because you have a repossession on your record. While your premiums will be higher in the states that use credit history, you will be able to find insurance through large name insurers. The primary concern of the insurance company is your driving record and accident history. If you have a bad record, you have a more difficult time finding insurance and you may have to insure your vehicle through a high risk insurance company.