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If it is in writing that the buyer of your home agreed to pay to have the roof repaired or replaced, and the buyer knows you have received an insurance check for the roof, and if the insurance check is made payable to you, then yes, you can legally keep the money without paying for the new roof.

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Q: The buyer of our home agreed to fix the hail damaged roof and the insurance company sent a check can you keep it without repairing the roof?
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