Towing driver.
Yes, he can cause damage, but then he has to pay for it. In the majority of cases if the vehicle property is damaged the lender is responsible. not the repo agent. Repossessing agents in the majority of states are required to have a "hold harmless" agreement signed by the lender/lien holder. This releases the repo. agent from being responsible for any damages incurred to the vehicle or other property.
The driver
Yes, you have "Damaged" the car. The $ cost id towing or even damage to the tire if the side wall is damaged. Even worse if the driver went down the road and crashed, you could be held responsible.
If he was at fault, regardless of whether he was pulling a camper or not, he would be responsible. Pulling a camper doesnt make you responsible for an accident if that was the only thing you did wrong. If someone rear-ended him, its their fault, if he rear ended someone or ran a red light, then yes, its his fault.
Towing will not damage your ignition switch.
I believe whomever caused the accident is at fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.
They are responsible for everyone in the car.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Laws for traffic violations are specific to a state or municipality. A general rule of thumb is that moving violations, from speeding to driving without a license is the driver's responsibility; vehicle violations, such as invalid registration, liability in an accident, illegal parking and towing fees, are the responsibility of the vehicle owner. In the case of an accident, the driver is responsible for the traffic violations, the vehicle owner is responsible for the damages. In most jurisdictions, the vehicle owner can sue the driver in a civil action for costs incurred to the owner by the driver of the vehicle. Be careful who you allow to drive your car.
normally yes if your car is damaged as a result of the accident while the tow companies driver is operating the tow truck, and your car was not damaged prior to the tow company picking up your vehicle ( for example your car broke down on the road due to a mechanical problem , or if your car was in a collision prior to the mishap with the towing companies driver ,the towing company would have to pay for any additional damage done to your car beyond what was damaged in your original collision- unless you had pictures it might be hard to prove that ) A good thing to do is to mark the paper work for the tow company that there is no damage to your vehicle or note the damage prior to being towed , this will eliminate the problem you have now. If the tow company does not want to submit your claim, immediately contact an attorney and go after them vigorously or they will ignore you and you will get ripped off in full
The towing capacity should be in the owners manual if not check the front driver and passenger door jambs if not look on the hatch or trunk. There should be a sticker somewhere telling you the towing capacities.
Yes. Ultimately the driver is responsible for the vehicle and for everything that happens to/by it. If the driver wasn't responsible, who would you suggest might be?