Probably $50 unless it is in special condition.
Grover Cleveland appeared on two different $20 bills, both printed in the 1914 series. There's more information at the question "What is the value of a 1914 US 20 dollar Federal Reserve Note?" For clarity, the bill was actually printed in Washington and was distributed by the Richmond Federal Reserve district.
A denomination is needed. Please look for questions in the form "What is the value of a 1928 A US [denomination] dollar Federal Reserve Note?" for specific information.
All 1928 $20 Federal Reserve Notes carried the phrase "Redeemable in Gold", although they weren't gold certificates. There were also gold certificates with that denomination but they have gold seals and lack the words Federal Reserve Note. Please see the question "What is the value of a 1928 US 20 dollar Federal Reserve Note?" for more information.
$22 to $45 depending on condition
If it has a brown seal, $30 to $200 depending on condition
Grover Cleveland appeared on two different $20 bills, both printed in the 1914 series. There's more information at the question "What is the value of a 1914 US 20 dollar Federal Reserve Note?" For clarity, the bill was actually printed in Washington and was distributed by the Richmond Federal Reserve district.
The "4-D" indicates you have an early Federal Reserve Note; those are the code number and letter for the Cleveland OH district. There's more information at the question "What is the value of a 1914 US 5 dollar Federal Reserve Note?".
All 1928 $5 Federal Reserve Notes carried the phrase "Redeemable in Gold", but they weren't gold certificates and in fact no gold certificates with that denomination were printed. In addition, the bill was distributed by the Federal Reserve Bank located in Cleveland; it wasn't produced by a bank called the Bank of Cleveland. Please see the question "What is the value of a 1928 US 5 dollar Federal Reserve Note?" for more information.
More information is needed. Please check your bill again for its date and see the question "What is the value of a [date] US 10 dollar bill?" for more information. The bill was distributed through the Cleveland Federal Reserve Bank but wasn't printed there. Depending on its date it could have been printed in Washington or Fort Worth.
It depends on what letter, if any, is next to the date. A 1928 C bill from the Cleveland* Federal Reserve District is quite valuable, with prices for a circulated bill in the $250 to $450 range as of 10/2011. Other letters are much more common; please see the Related Question for more. (*) To explain, there's no "Federal Reserve of Ohio". It's actually the Fourth Federal Reserve District which has its offices in Cleveland, so it's generally referred to as the Cleveland Federal Reserve District.
Face value only.
In worn condition, $15 or so. In better shape it might retail for up to $35.
A denomination is needed. Please look for questions in the form "What is the value of a 1928 A US [denomination] dollar Federal Reserve Note?" for specific information.
Please see the question "What is the value of an 1899 US 2 dollar silver certificate?"The Federal Reserve System wasn't established until 1914.Silver certificates were issued directly by the Treasury and weren't connected to the Federal Reserve Bank.
It's still worth one dollar.
All 1914 $20 Federal Reserve Notes carry a portrait of Grover Cleveland, but there are two different varieties of bill from that series. Please see the question "What is the value of a 1914 US 20 dollar bill?" for more-detailed information.
The green seal indicates your bill is a Federal Reserve Note. Please see the question "What is the value of a 1934 US 5 dollar Federal Reserve Note?" for more information.