Xivio.com is great! Its a 3D no download free virtual world!!!
Supersecret.com Fantage.com & Boombang.tv
Maybe ROBLOX? its really good game hope i helped :)
Some virtual games includeClub PenguinRunescapeFantageDownloading games from yahoo games, or shockwaveXivioPolyvore (designing)Pixie Hollow (Disney Fairie game)Wizard101Club Pogo (online mini games)Miniclip (online mini games)
You can maybe play the Dragon Cave, it is a pretty good game.
game.ma
Club penguinFantageChobotsRocketonWeeWorldHabbo HotelYoville
Onverse is a good choice!
www.clubpenguin.com
like monkey quest
Probably the top ten virtual world games!SmallworldsBinweevilsclub penguinmoshi monstersWebkinzPandandamydinosStardollIMVUPoptropica
wizard 101
I suggest the Sims games its one of the best ones out there for what your looking for