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What Idaho government agency oversees title insurance companies?
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What government agency oversees title insurance companies?
Each State is different. In Maryland we are governed by the Maryland Insurance Administration. We also have to abide by RESPA rules and regulations, and the guidelines set forth by our Title insurance underwriters. Typically, it is the state's Department of Insurance or Banking and Insurance that oversees the Underwriters and Agencies. That does not mean that each state has licensing requirements in order to effect title, but simply that the title insurance process of issuing insurance policies for title is regulated by the state. Some state require title agencies and producers to be licensed and pass examinations, others do not.
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The primary federal agency that overseas disaster recovery funds is the Federal Emergency Management Agency, or FEMA. Also, the National Flood Insurance program focuses primarily on losses due to floods.
