how can we apply on line for driver only insurance
How do you get car insurance on the driver only
It is usually not necessary to insurance a driver who only has a permit. Often, if it is a young person, they are covered under their parents insurance. If it is an adult, then they may insure the driver.
Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.
Only if the driver was responsible and only for his liability
No, you can not get insurance unless you have at least one licensed driver on a policy.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
it is not illegal for a driver with only a permit to drive his parent's car without having his name added to the insurance.
No. Car insurance is insurance on the car not insurance on the driver.
Insurance follows the driver.
Only if you are a named driver on the policy.
As long as you have auto insurance yes.
You can get information related to young driver insurance at compare market insurance.