You could probably take them to court, but be careful. They have better lawyes than you can afford and they'll find a way to go after you. Just be grateful to get your car back if they acknowledge a mistake.
IF one has truly been WRONGFULLY repossessed, one should not have a problem finding an attorney to take one's case. One is NOT likely to get rich from this case.
it doesn't matter if the pope takes over your vehicle payments. if he stops making them, your credit is damaged and the vehicle is repossessed.
Probably not. You'd have to ask an attorney.
yes, however they can only take you to court for the total intrest.
That is the only course of action you can take.
Just the motorhome. Any personal property inside the motorhome remains yours, and they may not take it. In most states, however, they may charge a storage fee for personal property which was removed from the repossessed vehicle.
Theoretically no. If the vehicle is repossessed you are supposed to be given the contents back. However, this does not apply to INSTALLED items, so if you've upgraded the stereo system, or installed premium equipment like a high-performance engine, those are considered to be part of the vehicle. Also, it's likely to be your word against the vendor about what was in the vehicle at the time it was repossessed.
It means the bank, or whoever loaned you the money for the car, will send people out to take it back.
If you don't make your payments, they can be repossessed, the same as any other vehicle.
As long as the contract is in DEFAULT, the collateral CAN be repossessed. One dollar or one day. Its a GAMBLE you take when you are in default.
If the vehicle is paid it is yours you should not have to wait any amount of time.
Yes, you are allowed to remove your personnel property from any vehicle that has been repossessed. Take proof of ownership to the lot where the vehicle is stored and ask for your property. If they refused call the lender.
Yes a vehicle can be repossessed if the loan is not being paid on.
No, they cannot take a vehicle which is occupied at the time they hook to it. However, if you jump into a vehicle after they've hooked it, then they can't leave, but they can take legal action against you.
You are allowed to remove personals that ARE NOT attached to the vehicle. The license plates stay with you, not the vehicle.
Yes. When the vehicle is repossessed it no longer belongs to you and there is no requirement to tell you where it will be stored.
No, if it was it would be impossible to repossess a vehicle because no one would ever take them off.
I can can be legally repossessed no matter where it goes in the USA. As long as the repossessor can find the car and identify it as the one to be repossessed. It may not be cost effective if it is a long distance unless the vehicle is of greater value than the cost of returning it and paying someone to do that. They can also wait until you return.
Yes. Always read your contract. The area under default will usually specify yourlien holders right to take possession. You can be repossessed for more reasons than just defaulting on your payments. Again check your contract. You can be repossessed for not keeping your lender updated with your full coverage insurance. If you are using the vehicle for illegal purposes or if you are not taking care of the vehicle- your lender can repossess the unit. Read your contract.
no, but they can take it any time, beware if the lender has send a theft report (illegal but some do), you may have the police looking, but its unlikely
In most if not all US states, uniform commercial code (UCC; or a state's equivalent) requires (demands) that repossessed vehicle's be sold (in some instances, sold at auction) within a set, statutory period of time, in the absence of performance of which the debt which led to the repossession is deemed to have been satisfied in full and no further collection or action is permitted against the debtor, even if creditor remains in position of substantial loss, and even if debtor is found to have, or comes into position of having, sufficient assets to satisfy the debt. So the practical answer to "when" (but, more succinctly, to "how soon") is, in order to protect creditor's right to take further collection action against debtor, the repossessed vehicle should be sold as quickly as possible within the UCC requirements of the state in which the vehicle is registered. For particulars regarding specific state requirements, contact the vehicle licensing authority in the state in question.
If, by wrongfully you mean defrauded or physically injured, you have legal recourse. Check with a lawyer. If you mean disrespected or otherwise offended, you can take your business elsewhere.
To stay calm and relax
You have the right to reclaim personal property during the normal business hours of the establishment where the vehicle is impounded. The company storing the vehicle must take inventory of and proper protection of such property under the "in bailment" laws of the state where the vehicle was seized.