Common law
In a civil court case, you can be sued for various reasons such as breach of contract, personal injury, property damage, defamation, or negligence.
personal injury lawyer
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
In a legal case, you can sue for things like damages, breach of contract, personal injury, defamation, discrimination, and property disputes.
Malicious Injury to Personal Property
That's two separate issues - credit reporting on a loan, depends on the financial institution - if they report it. Personal injury on a property would be on property insurance, which you have to obtain in order to purchase property.
If the injury and property damage is to that of another for which you are at fault "Legally Liable" then yes. If the injury is to the insured(s) yourself or your own property then no. it is not possible to be liable to ones own self.
TORT
Property, Family, and Personal Injury Law
The statute of limitations on personal injury as well as injury to personal property is 3 years in Michigan. You should immediately seek professional counsel if you have anymore questions.
The Injury Law Group in Pittsburgh PA specializes in personal injury lawsuits. The Injury Law Group represents all your interests including property loss of your home, investments, and business. The Injury Law Group's website is www.injurylawgroup.org
Personal injury, property damage, defaulted debts, breach of peace and harassment, violation of consumer laws (lemon law, usuary, UCC violations, breach of contract, etc.).