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Do you work for an employer covered by a Union Contract? If yes, see contract. If no, it is up to your employer and their personnel policies.
All of them. Typically you can get most of the standard coverages on a non-standard or assigned risk type policy.
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
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It depends on the covered perils of your policy. On some policies there is coverage for water damage and on some policies water is not a covered peril or it is excluded.
No, Plumbing maintenance and repairs are not covered by a Home insurance policy. Your homeowners insurance provides protection from losses that result from the policies covered perils, Typically, Fire, Wind, Hail, falling objects etc.
Usually there is no legal requirement for landlords to purchase landlord insurance. It is typically a supplemental insurance for landlords in case there is damage caused to their property that is not covered by other insurance policies.
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Typical term policies in mortgage insurance include terms on the homeowners out of pocket deductible before a claim can be paid out by an insurance company. Also it will often list what is covered and what is not. Flood insurance is not typically covered and costs extra.
No.
nope
Flooding in general is typically not covered by a homeowners insurance policy. Flood coverage is a separate type of coverage. Bear in mind that not all policies offer the same coverage. It may just depend on what the cause of your foundation failure and if that cause is a covered peril. Best advice is to contact your insurance agent and ask about the foundation coverage and what perils it would be covered for