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Consumers who want to substantially reduce their debt should consider their options before contacting consumer credit counseling services. Companies specializing in debt counseling may be working on behalf of the creditors (your credit card companies, etc.). While they may offer you terms that appear attractive, remember that debt counselors may not have your best interests in mind when designing a payoff program.
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Where can one find online a credit counseling program?
One can find a credit counseling program online by searching credit counseling program. There are many programs out there, each offering different solutions.
Where can a person get advice on credit counseling?
There are a number of sites one can visit to get advice on credit counseling. One can find such advice at the 'National Foundation for Credit Counseling' or 'Better Business Bureau' who have a good advice on choosing a credit counseling agent.
Is it difficult to refinance your home with bad credit?
I would like to think so just because everything is hard without good credit standing. But,there are a lot of programs out there like credit counseling that can help to give you advice in this department.
What are some reputable credit counseling companies?
There are many reputable credit counseling companies. Some of the most reputable ones include '123 Credit Counselors, Inc', 'Abacus Credit Counseling' and 'Advantage Credit Counseling Service, Inc'.
Will debt counseling hurt your credit?
Getting debt counseling is a good thing and shows your willingness to take care of your debt in a responsible way. If you are undergoing debt counseling, a notation to that effect may be appear on your credit report. This does not affect your credit score but how each creditor views this notation, differs from creditor to creditor. While it may seem unfair, there are some creditors who view debt counseling as a negative to your credit worthiness. In their view, the fact that you are in an unmanageable debt situation is not a good sign, unless you can convince them otherwise. So the reality is debt counseling may hurt your credit, depending on the subjectivity of the creditor.AnswerDebt counseling will never hurt your credit, since it is an educational activity. If you choose to enroll in a debt management program, that does not hurt your credit either. What could hurt your credit is closing any accounts that have substantial available credit. Other than that, your credit generally improves over the life of the debt management program.
Where can one find online a credit counseling program?
One can find a credit counseling program online by searching credit counseling program. There are many programs out there, each offering different solutions.
Is there a credit counseling program that won't ruin your credit score?
Their are several credit improvement programs available online for free. You dont have to report credit counseling services so it shouln't affect your credit score.
What services are provided by Consolidated Credit Counseling Services Inc?
The CCCS of Greater Dallas offers a wide variety of help and counseling for financiers in rough situations, such as bankruptcy and debt holes. The services offered includes financial counseling, bankruptcy services, credit report reviews, debt management plans, housing counseling, and more.
Where can a person get advice on credit counseling?
There are a number of sites one can visit to get advice on credit counseling. One can find such advice at the 'National Foundation for Credit Counseling' or 'Better Business Bureau' who have a good advice on choosing a credit counseling agent.
Is it difficult to refinance your home with bad credit?
I would like to think so just because everything is hard without good credit standing. But,there are a lot of programs out there like credit counseling that can help to give you advice in this department.
Is all credit counseling a scam?
Not all credit counseling is a scam, but it is very hard to tell the difference from the scams and the genuinely helpful programs. If you want to sign up for credit counseling, make sure to ask specific questions before signing up. If the answers are not readily available, then it is likely a scam.
Where can information on counseling programs be found?
Information about counseling programs can be found a a variety of websites. Websites such as American Psychological Association and Council for Accreditation of Counseling & Related Educational Programs have information about counseling programs.
What are some reputable credit counseling companies?
There are many reputable credit counseling companies. Some of the most reputable ones include '123 Credit Counselors, Inc', 'Abacus Credit Counseling' and 'Advantage Credit Counseling Service, Inc'.
How much debt is necessary to qualify for a credit counseling agency?
A credit counseling agency is a good bet for anyone who is struggling with debt, no matter how much debt is on the books. The service they provide if only advice is good and sound.
What's a good credit counseling program?
http://www.expertlaw.com/library/finance/good_credit_counselor.html a guide can be found here. It is generally thought to be wise to get a local advisor and see them face to face for counseling. Also, depending on your needs, location, and situation, you would need to read a guide. A good credit counseling program is Marketplace From American. You can find a Good Credit Counseling Service at www.kiplinger.com/columns/ask/archive/2006/q0306.htm
Which banks in America give good credit counseling for credit consolidation?
Every bank in America, whether local, or chain, gives credit counseling for credit consolidation. If more in depth help is needed, they will also point you to someone who knows more.
Who has the best online credit counseling?
There are quite a few large Credit Counseling Companies online. There are several websites with reviews and testimonials about the major Credit Counseling Companies.
