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What are my rights if I hit a parked car and I don't have insurance?

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2011-01-08 04:04:12
2011-01-08 04:04:12

If it was leagally parked, you should be asking what are your obligations if you hit a parked car. Your responsibilities are to pay the cost of fixing the Property of the person who's car you hit. Man up and do the right thing.

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If someone hits a parked car then they are automatically liable.


If you are driving a car or have it parked on a public street or parking lot then it must have insurance


Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!


If you know who hit your car, and they have insurance, then, yes, they should pay for it, so long as you were not parked illegally. Let YOUR insurance company handle this for you. That's what you pay them for.


The owner of the parked car is at fault if they open their door into traffic. Their insurance should pay for the damages to the driving car.


Sure you can sue anyone for anything. The question is will you win. Let's get this straight. You hit a parked car, and you want to sue the owner of that car's insurance company. And your reason is that the car was not registered. Well if the car was not registered then how did they have insurance? What does the fact as to weather the car was registered or not have to do with the accident? You hit a parked car and that means you were at fault. But you go right ahead and sue. See where that gets you.




You can get a car insurance unless you will buy a car.


Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.



you mean valet parking dont they take away your car if you valet parking on the blue??? ^_^


AnswerAs long as your vehicle was parked legally and you were able to obtain the other vehicle's insurance info, the driver of the other vehicle's insurance co. is resposible for all your damages.


I would start with the car and then move to the homeowners.



No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.


No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property damage liability. If you hit a parked car, then your Property Damage Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it...it's optional) would pay to repair your car.


I have been told if you dont have road tax and you crash your car or someone crashes into you then your insurance is void


If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.



The insurance company of the car whose door was opened will pay for it.


Typically the driver that hit the parked car. But if there is no record and was a hit and run, you file a police report and your insurance should coverthe damage, less deductable.


It should. But it's much easier to collect if you have your own insurance.


Yes, if the vehicle is registered, in most states, you must have it insured. If the officer asks for proof of insurance, you are required to show it to him. If you do not have it, he may issue you a ticket. It does not matter if the car was in motion or parked.


As long as the parked vehicle is parked properly and not illegally parked in any manner, then the vehicle that rear-ended the parked car is at fault. Now if the parked car is sitting illegally (such as double parked or parked in a no parking zone, etc.) then the parked car is at fault or even both the parked car AND the car that hits it are BOTH at fault.



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