The rates given for 1 year certificate of deposit rates can vary quite a lot. The normal rates should be somewhere between 0.75% to a high of 0.95%. If you can get higher than this, then you are doing very well indeed.
Cd rates for TD Bank depends on different things, but basically a 1 YR CD is 1.31% APR, a 3 YR CD is 2% APR, and a 5 Yr CD is 2.75% APR. The 1 yr has a $1000 minimum balance, and the 3 and 5 yr have a $500 minimum balance.
The average CD and IRA rates are quite low at the moment. It is possible to get rates of about 1/4% annually if the right investment is chosen, but not much more than that.
One of my local papers publishes a list of best bank interest rates every week in its Sunday paper. Perhaps your local paper does the same? Otherwise, I have heard there is a website called bankrate or something like that which is a good resource for daily bank interest rates, including daily CD rates.
The rate for certificates of deposit depend on the amount of money and how long it is deposited for. 1 year CD's have about 1.3% with a $1,000 minimum, whereas 3 year CD's have 2%, and 5-year CD's have 2.75%.
A quick search at a place like Bankaholic will give you the highest CD rates available throughout the country. You can get a CD anywhere, it is not tied to your local area, and by doing so, you might get a higher rate than what is available to you locally. An example would be Tennessee Commerce ank which is offering a $2,500 minimum, 1 Yr CD at 1.69 interest rate. This is rather good, considering that CD rates have fallen with the economic downturn in recent years. If you go for a 5 year CD, you might be able to find returns of around 4%, but you will have to go with an online bank, or at least shop online for deals throughout the US. Unless you are lucky, you will not get the best rate in your local area.
This link provides you the details about the cd rates in us and also compares them and give us a clear idea http://www.bankrate.com/funnel/cd-investments/
http://www.bankaholic.com/cd-rates offers an updated list of which banks offer the best one-year rates on CDs.
Rates are from 0.25% to 2.3%, depending on the amount and the duration. 1% and higher requires at least $5000 for at least 1 year.
CD rates will vary anywhere from 1.3% for 1 year CD's up to 2.75% for 5 year CD's. Occasionally you will find a local bank with offers with an added incentive, in order to get your business.
The provided site will give the information about the investment best CD rates www.bankrate.com/ which gives the best cd rates and this site may helps you to get more detailed information
Cd rates for TD Bank depends on different things, but basically a 1 YR CD is 1.31% APR, a 3 YR CD is 2% APR, and a 5 Yr CD is 2.75% APR. The 1 yr has a $1000 minimum balance, and the 3 and 5 yr have a $500 minimum balance.
The highest rates for a 1 year CD with no minimum balance are 1.58% at Ally Bank in Midvale, UT and 1.5% at American Express Bank. For 1 year CDs with a minimum deposit of $1000, the best current rate is 1.59% at Aurora bank in Wilmington, DE. The best rate in the country, currently, is a 1 year CD with a minimum deposit of $2500. It yields a 1.7% APY and is available at Tennessee Commerce Bank in Franklin, TN.
Ally bank in Utah has the highest 1 year CD rate (the rate is approximately 2.68%). If you want a comprehensive list of banks, you should go to bankrate.com. That website will tell you which banks offer the highest CD rates at a given term. They will also explain the terms of the CD. All banks are FDIC insured.
For a $5,000, 5-year CD, at the time of writing the best rate is 2.55% APY from OneWest Bank. The best 1-year APY is 1.25% from Ascencia Bank. Both can be applied for online. These rates change frequently, however, and you can use this great tool from Google to check for the best current rates: https://www.google.com/comparisonads/uscd .
The average CD and IRA rates are quite low at the moment. It is possible to get rates of about 1/4% annually if the right investment is chosen, but not much more than that.
The current highest CD rate for a 1 year CD is through Tennessee Commerce Bank and requires a minimum of $2500. The current APY being offered is 1.7% and are backed by the FDIC.
The best right now is $1 at 1.15% Oct 23, 2009 http://www.ratezip.com/cd-rates/Redding,-CA.html