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What else can I help you with?
What are some ideas to help improve my credit?
You can help improve your credit score buy paying off balances on time and in full if possible, not going over your credit card limit, and never being late on a payment. Also, get a copy of your credit report and go over it to be sure there are no mistakes.
What happens if you never paying credit card debt?
You are likely to have your wages garnished. Your credit cards will be cancelled and liens may be placed on property.
Which will build better credit - paying entire bill or just minimum?
Never pay the minimum, the balance will never go down. Credit is built through steady regular payments so be on time but pay it off over several months to show a history. To save money however pay it off as quickly as possible.
If you pay off your credit card balance monthly will this help your credit and are you paying no interest?
Paying off you credit card balance helps you, yourself the most. but according the the fico score they like to see a small balance, for some reason its not good to pay off a card totaly, I have never understood this.
If you receive a fine?
PAY!!!! As quckly as possible, you never now people charge you extra for not paying on time..
Does being the co-owner of a car give you credit?
Not necessarily. It is possible to co-own a car, be on title, and not have borrowed money for the vehicle. Credit history is established when you borrow money. It is a record of how you have paid the money back. If you purchased a car with someone else by paying one lump sum, and never borrowed; then co-owning would not have established any credit history for you.
Does being the co owner of a car give you credit?
Not necessarily. It is possible to co-own a car, be on title, and not have borrowed money for the vehicle. Credit history is established when you borrow money. It is a record of how you have paid the money back. If you purchased a car with someone else by paying one lump sum, and never borrowed; then co-owning would not have established any credit history for you.
Does maintaining a zero balance on your credit card hurt your credit score?
If you are charging and paying it off each month then it helps. If you never use the card then it really doesn't do much either way.
How do you avoid paying credit card debt?
* Leave the country * Change your identity * Hide in the backwoods * Die * Be declared insolvent or bankrupt. * Never run up any credit card debt.
If you pay a collections account in full and have no credit cards or other debts how soon can your score go up?
paying off bad credit will take about 60 days to have an effect on your credit score. But, if you don't have any credit cards you will never have a good credit score because no one is giving you credit.
How can I improve my changes of getting approved for a credit card?
You can start by never paying over your limit on a credit card. You will have a good credit score that way and will always be approved. If you do go over your limit and fail to pay back the debt in time, your credit score will get worst.
How frequently are you entitled to a free credit report?
Once yearly if you never applied for any type of credit, or until 60 days after you were denied a credit. But you will be asked to send the request by writing, if it is for free, they save the phone for paying customers or internet.
