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The best CD rates will be on the long term CDs. The best offering by a bank for a 5 year CD is 3.41% by EverBank in Jacksonville, FL. Generally speaking, you should be able to get at least a 3% or better rate for a 5 year CD.

According to the website interest.com, which allows you to compare local rates in your area to the top rates in the U.S., rates can vary significantly depending on the amount you wish to deposit. At current, the top national rates vary anywhere from .94% to 1.69% depending on location and amount deposited.

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Q: What are reasonable CD rates from banks these days?
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Where can you find local CD rates?

To find local CD rates, there are a few options. First, you may call or visit with local banks in your area. Secondly, your local paper may have ads that disclose CD rates for banks in your area.


Where can you find a higher CD rate?

You can contact banks in your area over the phone to hear their current CD rates. Many banks have websites now, and many also post their CD rates on the websites.


What banks offer the highest CD interest rates for 5 year terms?

The CD interest rates vary from bank to bank. You can find rates for different banks on their websites or by visiting office locations.


Where can you find jumbo cd rates at banks?

In order to find the rates for Jumbo CD's at banks, you need to talk to an associate at the bank in which you would like to purchase it from. The rates will vary depending on the bank you choose.


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You can find out more about which banks are offering high CD rates at www.cdrates.bankaholic.com and www.bankrate.com/cd.aspx .


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Where can you find the best CD rates?

You can find the best CD rates by contacting local banks and asking them about their CD rates and comparing them all together to find the best one that meets your needs and wants.


I live in Birmingham area. What local banks have the best cd rates?

Check the website bankrate.com. It will give you a list of local banks and the cd rates. You will be able to choose what is the best choice for you!


What banks offer the best CD rates?

CD rates vary from bank to bank but usually range between 1%-2% APR. Smaller state banks tend to have higher APRs than national banks.


Where can I compare both short and long term bank cd rates ?

Finding out which banks offer the best CD rates can be a little time consuming. You can start with your own bank and find out what types of CD rates they offer. Then check with other local banks in your area to see how their rates compare.