The first tip I would recommend would be to shop throughout the year. Don't wait until last minute or you won't find any good deals. When you see something on sale that you know someone would like, pick it up and hide it for Christmas. Also, shop RIGHT after Christmas. You'll find the best deals on holiday items. You can get Christmas paper for as little as $.25-1.00 a roll and ornaments 50-75% off.
Some tips to accumulate Christmas savings is to start early in the year and take out 10% of your monthly earnings and put it aside for Christmas shopping.
Some tips to find electrical savings is to switch to Embridge, who offer very cheap hydro bills and are very affordable for the average family imcome.
Some holiday safety tips are to keep any burning candles away from any Christmas trees or decorations. Also do not drink and drive. Always have a designated driver.
One can find tips on what to do with money savings from a number of places. One place would be to check financial magazines that contain tips on savings and investing.
The website http://money.cnn.com/magazines/moneymag/money101/lesson11/index.htm gives some good tips about saving for college. If you are interested in a 529 plan, check http://www.kiplinger.com/tools/best-529-college-savings-plans/ for some recommendations.
Here are some basic holiday safety tips: Try not to travel at night; Don't hitchhike; Keep copies of important documents in a safe place; and use traveler's checks instead of cash.
Some tips for saving money are: Put all you change into a jar and roll it up each month and put that in a savings account. If you use coupons, take the money that you would have spent and put that into a savings account. Get rid of credit cards.
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There are a number of good tips when opening a business. Some good tips are do something one has a passion for, build a client base, and create a business plan.
some tips are don't be nervous.
There are both professional web sites and private pages available giving some helpful tips on organizing a holiday party. One should check for example the page of "MoreBusiness" where some detailed tips are offered, but also "Victorix" might be helpful.
Do not eat yellow snow.