Many people assume that senior assisted living costs only cover rent, meals, and basic care. However, there are hidden costs that families should be aware of before choosing a facility. Standard Sunrise Foundation understands these challenges and works to raise awareness about the true expenses of senior care. Here are some common hidden costs:
1. Level of Care Fees
Most assisted living facilities charge based on the level of care required.
While the base fee covers housing and meals, additional costs apply for medication management, mobility assistance, and personal hygiene support.
Standard Sunrise Foundation encourages families to carefully review pricing structures to avoid unexpected expenses.
2. Medical & Emergency Services
On-site medical assistance or emergency care often comes with extra charges.
Services like physical therapy, wound care, or transportation to medical appointments may not be included in the standard package.
3. One-Time Move-In Fees
Many facilities require an initial deposit or move-in fee, which can range from a few hundred to several thousand dollars.
This is often non-refundable and not always mentioned upfront.
4. Medication & Prescription Costs
Some facilities charge additional fees for storing, managing, and administering medications.
Standard Sunrise Foundation advises seniors and their families to check whether these services are included in the monthly fee.
5. Social & Recreational Activities
Many assisted living communities offer activities like exercise programs, outings, and entertainment, but these may come with extra charges.
Standard Sunrise Foundation supports free and low-cost activities for seniors to keep them engaged without financial strain.
6. Room & Facility Upgrades
Basic rooms are included in standard fees, but larger rooms, private suites, or better views cost extra.
Some facilities also charge for room maintenance or modifications like grab bars or wheelchair-accessible spaces.
7. Laundry & Housekeeping Services
While some basic housekeeping is included, additional laundry, deep cleaning, or personal laundry services may have separate fees.
8. Increased Costs Over Time
Assisted living costs rise annually due to inflation or increased care needs.
Standard Sunrise Foundation advises families to plan for long-term expenses to avoid financial stress.
Before selecting an assisted living facility, Standard Sunrise Foundation recommends carefully reviewing contracts, asking about hidden costs, and planning ahead to ensure seniors receive the best possible care without unexpected financial burdens.
The costs of senior living can be variable depending on the facilities. In general it is tens of thousands of dollars each year.
It depends on the specific health insurance plan your mother has. If she has what is known as "Long-Term Care Insurance" then yes, the costs of assisted living will be covered by the insurance. You should contact her insurance provider for more details about her specific situation.
The average assisted living company will charge upwards of 1000 dollars a month for a fulltime assistant. Of course this cost will vary based services, and what they are going to do on a daily basis.
Oklahoma and Florida offer the least expensive assisted living, coming in at $1,230 and $1,280 respectively. Vermont and Washington, DC, on the other hand are a whopping $3,030 and $4,310!!!
Senior assisted living facilities in California are funded federally, by state funds and also by the patients/families of the patients depending on the facility. There are a number of websites and organizations that can help seniors find the resources to live in these facilities. HELPGUIDE.org is a non-profit organization that can answer questions about the costs of senior housing and also lists resources that can help seniors afford the living facilities. The State only partially funds these incidentally. The state provides funds by assisting individuals with paying for their bills. Only state-approved facilities can receive these payments, so they indirectly regulate each facility where individuals are receiving state assistance.
If you are looking for a home for yourself, a senior relative or friend, this guide can help you consider the options for where to find affordable senior housing. Senior living is for people who can still live independently, but may benefit from living in a senior community where assistance is available if needed. Exploring all of your options is an important first step in providing yourself with the right independent senior living experience. Finding affordable senior housing is not difficult, if you know where to look. Most importantly, you do not have to sacrifice quality senior living for saving money.Government programsMany retirement and assisted living communities are too expensive for seniors living on a fixed income to afford. If this is the case for you, consider researching government programs that are designed to assist you in finding affordable living arrangements. Senioraffordablehousing.org provides information on these numerous types of government programs, including requirements for public and subsidized housing.Search "Information for Senior Citizens" at hud.gov, a government housing resource that helps you explore all of your options for senior living. Types of housingFirst, consider finding ways to stay in your current home. This can include finding outside help with day-to-day chores and yard work. Also, explore reverse-mortgages to explore all the options for making the stay in your home more affordable. Other types of housing include public and subsidized housing, and these are good options; however, before committing, visit the location, and try to find reviews either online or from people who currently live there. Section 8 housing is for low-income families, and provides housing vouchers to subsidize housing costs. If you qualify for Section 8, explore how this program can help you find affordable senior housing.Finding an affordable assisted living facility is probably your best option, as these facilities are specifically designed for senior living needs. If you can afford an assisted living facility, ask around to find the most affordable option in your area.
It all depends on what kind of care you are providing for the elderly. If you are hiring a caregiver, it could be around $25 per hour, or up to $350 per day for 24 hour live in care. Costs change if the senior is put into assisted living. For costs associated with care as well as how to pay for the care, please read the full article in the related links.
I do not have in-home hospice care but I can give you some information on assisted living care prices. Depending on your location the average cost of in-home living assisted care is $20,904-$52,560. Nursing home costs are about double the amount of in-home care but most provide 24-hour skilled care services which are very beneficial.
Hidden costs that are sometimes included in the GNP include costs for depletion of resources, advertising, auto accidents and commuting.
Services estimate that people with LTC insurance save between $60,000 and $75,000 in nursing home costs, more than $100,000 for assisted living,
Some of the hidden costs of starting a company include: industry association fees, permit fees, legal fees, administrative costs, and repairs and maintenance.
Medicare can be awarded to individuals under 65 who suffer from a disability . There is no income or assessment limit and once granted can help with the costs of housing.