Contents insurance and building insurance are types of home insurance. Depending on the insurance broker, home insurance can cover both building insurance and contents insurance. In other words home insurance could be the same as contents and/or building insurance depending on the broker.
One of the cheapest companies offering home contents insurance is Direct Line Home Insurance. Another good and cheap competitor is Churchill Home Insurance.
Many companies that offer auto insurance also offer contents insurance. If one is currently insured with a company that only offers auto and not contents insurance, it is worth looking into switching because one will often be offered discounts for having multiple policies with one company. Contents insurance is a great investment even for renters, as any damage to the unit or one's personal belongings will be covered by this insurance.
Typical contents of automobile insurance claims are from accidents, broken mirrors, fenders, hit and run, and theft. These insurance claims are claimed often daily by various insured consumers in the USA.
One can compare buildings and contents insurance policies from many different resources. Some examples of online resources include MoneySuperMarket and CanStar.
Some of the top providers of Contents Insurance in the UK are, Barclays, HSBC, Lloyds TSB etc. You can use price comparison sites to check which you like best, here are some good reliable comparison sites, Churchill, Money and Comparethemarket.
One can buy combined buildings and contents insurance from many insurers. In the UK, some examples of insurers which offer a combined policy are Aviva, NFU Mutual and More Than.
Generally speaking car insurance companies do not cover the contents of your vehicle unless this coverage is specially added to your policy. In some cases, your homeowner's policy will cover the contents of your car.
It is worth it when the contents of the home exceeds the premiums being paid. The insurance should recover some of the value of the contents. Otherwise it is not worth the money this is being paid.
yes but it dosent in some countries
Depending on one's policy and specific insurance company. The limitation or drawbacks of a contents only home insurance is just that. The policy will only cover the contents in one's home if there is a fire or a robbery some times. The policy would not cover any damages that were made to the home by natural storms etc. Depending where one lives it is the law to have home owners insurance or renter's insurance to live in a dwelling.
Some of the main benefits of commercial combined insurance is that it will automatically index linking at renewal to buildings and contents. There are also legal expense exclusions as part of the insurance cover.