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One of the most common extras to add to an Endsleigh home insurance plan is phone insurance. This type of insurance covers mobile phones, compensating people who lose their phones or have them stolen.

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Q: What are some optional extras to add to an Endsleigh home insurance plan?
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Where can one find home content insurance in the UK?

Endsleigh Insurance is the highest recommended for these types of services. They are the leaders in safekeeping and insuring student belongings in the United Kingdom.


Is mortgage insurance optional?

no. If you have a loan greater than 80% of the value of the home and the lender requires mortgage insurance, then it is not optional.


What is household insurance and do you need it if you own a home?

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Does AAA insurance cover mold?

Most often, mold coverage is an optional coverage you can select when you purchase your home insurance policy. To determine if your policy has mold coverage, review your policy language or contact your insurance agent.


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Is it mandatory to have homeowners insurance after you pay off your house?

No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.


What insurance does Abbey Home Insurance provide?

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Is content insurance just like home owners insurance?

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What types of insurance does 21st Auto Insurance offer?

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What is covered with home owners insurance?

That depends on the type of home insurance policy and scope of coverage you purchased. All home insurance policies are not the same There are many types of home insurance policies available. Fire Insurance covers the peril of Fire. HO1 policies typically cover Actual Cash value for fire wind and hail damage along with optional owners liability and possibly burglary coverage. HO2 Policies generally provide the same coverage as above along with extended coverage and the option to purchase endorsements for accidental water discharge and optional replacement costs in the event of a loss. HO3 policies, often referred to as "All Risk" policies offer the broadest scope of coverage and typically offer replacement valuation on structure and contents. In addition there are literally dozens of endorsements you can purchase to cover specific risk exposures such as jewelry and various other personal property and unique risks. What your Home insurance covers depends on what coverage you purchased.