Savings calculators are useful tools for those wanting better control of their finances. Many banks offer savings calculators, while some smartphones have applications availble for use.
I found a few sites for you to have a look at that can help you and teach you how to use a savings calculator. Here are the sites I have found apps.finra.org Investors Tools & Calculators ,www.moneysupermarket.com/savings/savings-calculator/
The website http://money.cnn.com/magazines/moneymag/money101/lesson11/index.htm gives some good tips about saving for college. If you are interested in a 529 plan, check http://www.kiplinger.com/tools/best-529-college-savings-plans/ for some recommendations.
Here's one place to compare: http://www.moneybluebook.com/the-best-online-high-yield-savings-accounts/ . PLEASE NOTE: the online accounts have very high yields, but come with some restrictions concerning when you can withdraw your money.
The five cash management tools are: checking accounts, savings accounts, CD's, bonds, and money market accounts.
A good planning tool is to use retirement planning software or at least a retirement calculator. Because you want to figure out how long you can spread out your savings and for the current economy. Here is a website with some planning tools you can use: http://www.stillriverretire.com/SRRPS_home.asp
Some features of top savings account are low interest rates, easily accessible accounts, fixed rates, ethical savings, advice, and go out of there way to protect your savings.
http://usbonds.gov/indiv/tools/tools_savingsbondcalc.htm#Worth
You can find information for highest interest on savings accounts online at the Bankrate website. Once on the website, click on "Checking & Savings" in the top navigation menu and use the included tools on the page to find the best rates.
Many banks have tools on their websites to assist a person with setting up an online savings account. It is necessary to have an account already established with the bank in question, however.
One website where you can find some of the pros and cons for the 401k calculator tax is: http://www.401kplanning.org/calculators-tools/401k-savings-calculator/
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