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If you are not a heavy user of cell phone minutes or just need a phone for emergency purposes, then a prepaid phone will have many advantages. First is the overall cost per month. For example, the T-mobile prepaid service only requires a minimum $10 recharge very 3 months. This is much lower than your average $30 to $50 cell phone bill. The second advantage is the lack of a contract. You are not tied in with a particular provider for at least 1 year. So you have flexibility to discontinue the service without having to pay a hefty termination fee. The final main advantage is anonymity. You don't have to give out your name or address to use a prepaid phone service. This is good for those who are paranoid about giving their informationn out.

For those who are not deemed credit worthy, a prepaid phone is their best option. Prepaid's have no contracts and if you cannot pay one month, you just don't have service. No threatening letters, worries about further credit hits, etc.

Prepaid phones are better tha

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