ur loved ones will be able to afford to pay for ur funeral...... sometimes, if u past bills, ur loved ones can pay those off.... if u leave a child behind, then they might have a lil inheritance to help w/ college...
None. Life Insurance Companies never fail. If they get into trouble another life insurance company will take over the assets and liabilities of the troubled company. This is an industry approach so that the public will maintain it's confidence in the life insurance industry. It benefits the people in that they will never loose out on benefits due to a family on a life insurance policy and it benefits the industry in that the public maintains confidence in the system.
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