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The charges would not be any different just because the person is dead. Banks charge the same amount irrespective of whether the customer is alive or dead. However, to cash a dead persons check you need the following:

  1. A death certificate stating that the person is dead
  2. A Legal Will or any document that proves that you are the dead individuals legal heir and you have the right to do so

If you don't have the above 2 documents, the bank will not cash the check of a dead person.

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Q: What are the charges for cashing a dead person check?
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