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Start with food, utilities, shelter, clothing and transportation. These are first since without them you can't even address the other costs like credit cards and such. After that there is giving, savings, insurance, and taxes. Budgeting also includes giving all adults a say in how it is created given the restrictions of your household's income. Then do not spend any money that is not in the budget unless another meeting is held and there is a equal reduction of one expense to accomodate any increase.

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Q: What are the different components of family budgeting?
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