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Q: What are the four building blocks of financial statement analysis?
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When is HR Blocks Christmas loan for 2011?

Yes they are doing christmas loans...I called my local office and they told me around Thanksgiving they will be offering the loan!


How DO you write application for block your old ATM card and issue a new one?

To write an application letter to have your ATM blocked, you have to address it to the bank in question. In your letter you should request that the bank blocks your ATM.


How would a vendor know if your card is prepaid card not a bank debit card?

Probably by the card number. Card numbers are often allocated in 'blocks' - starting with the same digits - for example - all AMEX card numbers might start 4757. Additionally - there might be small print embedded in the card telling any vendor it's not a bank debit card.


What are the main responsibilities of quantity surveyor?

Quantity Surveyors have usually completed an appropriate tertiary degree course and undertaken work experience which qualifies them for membership of the Australian Institute of Quantity Surveyors. TAFE Certificates and Diplomas qualify technicians who assist quantity surveyors in the office or on site, where they may specialise in particular aspects of the profession. Quantity Surveyors work on projects ranging from office blocks, schools, hospitals, factories to bridges, railways, oil and mining development, shipbuilding and large process engineering works such as oil refineries. Anywhere, indeed, that major construction work is carried out. The Quantity Surveyor, also known as a Construction Economist, or Cost Manager, is one of a team of professional advisers to the construction industry. As advisers they estimate and monitor construction costs, from the feasibility stage of a project through to the completion of the construction period. After construction they may be involved with tax depreciation schedules, replacement cost estimation for insurance purposes and, if necessary, mediation and arbitration. Quantity surveyors are employed predominantly on major building and construction projects as consultants to the owner, in both the public and private sectors. They may also work as academics in the building and construction disciplines and in financial institutions, with developers and as project managers. Quantity Surveyors work closely with architects, financiers, engineers, contractors, suppliers, project owners, accountants, insurance underwriters, solicitors and Courts and with all levels of government authorities. Quantity surveyors get their name from the Bill of Quantities, a document which itemises the quantities of materials and labour in a construction project. This is measured from design drawings, to be used by the contractors for tendering and for progress payments, for variations and changes and ultimately for statistics, taxation and valuation. At feasibility stage quantity surveyors use their knowledge of construction methods and costs to advise the owner on the most economical way of achieving his requirements. Quantity surveyors may use techniques such as Cost Planning, Estimating, Cost Analysis, Cost-in-use Studies and Value Management to establish a project budget. During design the quantity surveyor ensures that the design remains on budget through Cost Management. Essential additions are offset by identified other savings. On completion of design and drawings, the quantity surveyor may prepare a Bill of Quantities, which is issued with the specification, for use by contractors in submitting tenders. The contractor's quantity surveyors/estimators generally prepare tenders, and may price alternatives for consideration. The quantity surveyor is usually involved in assessing tenders and may also have been asked to advise on the type of contract or special clauses in it. During construction the quantity surveyors are called on to fairly value progress payments at regular intervals. They will also value changes to design or quantities which may arise by reference to appropriate Bill of Quantities rates. The contractor's quantity surveyor/contract administrator will have prepared claims for progress payments and additional work. When construction is complete the quantity surveyor can produce depreciation schedules of the various project components and advise on realistic insurance replacement costs. In the case of construction disputes the quantity surveyor is often called on as an expert witness, and some quantity surveyors act as arbitrators. Both the contractor's and owner's quantity surveyors will be involved in this. In addition to new projects, quantity surveyors also use their skills in refurbishment of old buildings, alterations to existing buildings and insurance replacement estimates. In public authorities they maintain cost statistics on a state or nation-wide basis, and there are opportunities for academic careers in the building disciplines. Quantity surveyors must have orderly and analytical minds and be prepared to work to very rigid time schedules. As decisions involving large sums of money are often made using information produced by them they must be accurate in all aspects of their work. Quantity surveyors work in the private sector with consulting firms, in the public sector mainly with the State Government Departments/Authorities and the Australian Construction Service, and increasingly with building contractors, financiers, property developers, project managers and universities.


What are the psychological barriers to business communication?

EmotioOne possible psychological block is emotional. For example, you might be emotionally blocked if you are announcing a new policy you know will be unpopular, giving the first major presentation on your job, or writing to someone you dislike. The people with whom you are communicating are also subject to emotional blocks. They may feel indifferent or hostile toward you or your subject, or be biased against you (perhaps because of your youth, sex, race, relatives, friends, or even clothes) or against your subject (perhaps because the think it's illogical, perhaps simply because "That's not the way we've always done things here").Perceptual:Even if there are no emotional blocks, every person perceives things differently. Although we all live in the same objective world, we all live in different subjective worlds. Communication involves perception, and perception is never precise. A second psychological block, then, is perceptual.One perceptual problem is that people perceive things differently. Given precisely the same data, people see, interpret, or respond to them differently. A second perceptual problem is caused by people "filling in" information without checking its accuracy.abdihakim Ahmed Alisaytuuni

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the building blocks of life are cells the building blocks of matter are atoms


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Atoms are the building blocks of molecules.


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Cells are the building blocks of life.


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What are the building blocks of your bodies?The building blocks of are bodies are called cells!


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The building blocks of life are cells or you may mean that amino acids are the building blocks of proteins.


Is building blocks of matter a change?

No. The building blocks of matter are atoms, not a process.


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Proteins are basic building blocks of the cells.


What are building blocks of many structuers?

Proteins are the building blocks of many structures,


What are the building blocks of all compounds?

The building blocks of all compounds are atoms.


What are the building blocks of information technology?

Processes are the building blocks of information systems.