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What are the guidelines on physical exams in relation to obtaining a life insurance policy?
Wiki User
∙ 13y ago
Each life insurance company establishes their own underwriting guidelines.
Life insurance companies base their underwriting requirements on your age and the amount of life insurance you desire.
Most life insurance will require a paramed exam which consists of height, weight, blood pressure readings, blood and urine samples.
A more detailed MD exam may be required when insured is age 70 and above looking for a large policy $5million or greater.
Wiki User
∙ 13y ago
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