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What are the legalities. when a spouse unkowingly access money from your account?
Wiki User
∙ 15y ago
Depends of what State. If the incident occurs in a "common law" state; that is to say that property of married persons is considered "joint" property, nothing.
If a spouse "unknowingly" accesses money from the account of a "spouse", unless there is a written agreement, such as a prenup or separation agreement, there is no crime.
By mere virtue of the fact that the spouse COULD access the money, negates any claim the other spouse could make.
"Unknowingly" implies without knowledge. It is not possible to access money "unknowingly", thus I take your meaning to be the identity of the account holder was unknown.
Wiki User
∙ 15y ago
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Can you deny your spouse access to your bank account?
You can deny your spouse access to your bank account if the bank account isn't marital property. Different states have different laws specifying how long you have to be married to have marital property. Banks will often give information to spouses, even if they aren't on the account.
When adding your spouse to bank account does it have to be a joint account or can they just have a card and other access?
It depends on the type of account - and the bank. If you're simply wanting the spouse to be able to spend money that's in the account - they can be added as an additional card holder. Alternatively - if you want the spouse to have equal control of the account (changing credit limits for example) - then it's better to have the account in joint names.
Is it legal to access your spouse's separate checking account if he gives you the username and password to log on and do banking?
If you have his permission yes.
What are some of the advantages of sharing a joint bank account with a spouse?
Some of the advantages of sharing a joint bank account with a spouse include reduced account fees and access to a larger pool of money for both parties. The disadvantages include reduced privacy and the risk that one partner could withdraw most of the money.
Is bank account joint if spouse not named on account?
No
Is a spouse entitled to a bank account if not on the account?
A spouse may open as many bank accounts as they wish. If, on the other hand, you are referring to a joint account; then there will have to be paperwork filled out adding the spouse to the account and thus creating a joint account. This requires the agreement and signature of the original account holder.
How do you access my spouses chacking accounts?
At my financial institution, you must be listed as an owner of the account in order to obtain any financial information. If your spouse is the sole owner of the account, the bank should not tell you anything.
What does POD mean on a bank statement when two people are listed?
it means PAYABLE ON DEATH......usually a spouse or Dependant is added to an account with this verbiage. they only have access to the funds if the main account holder dies.
Can collectors garnish money from my spouse's bank account if i am not on the account?
They can if he/she is on the collections account.
Can you take money from your spouse's account?
Only if your name is on the account.
Is it forgery if a spouse writes a check out of a single account?
It depends: a. No - If the spouse writes a check out of a single account held by the person writing the check b. Yes - If the spouse writes a check out of a single account that is held by their spouse and the person writing the check is not a joint owner of the account. To be simple: Writing a check from an account that is not held by the person writing the check is a crime.
Is it illegal to remove your spouse from joint checking account?
No. it is not mandatory to have a joint account with your spouse. If you feel, you no longer wish to have your spouse in your joint account, you can let them know and then contact the bank to remove their name from the accounts joint holders list.
