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What are the main reasons that someone would want to get a copy of their credit report?
Wiki User
∙ 10y ago
It depends, maybe someone wants to buy a car, they might need proof of their credit score, some dealerships require you to have a decent credit score; also, when buying a house, your credit score sometimes kicks in, so evidence of your credit score/report are necessary.
Wiki User
∙ 10y ago
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How would someone check their credit in California?
No matter what state you live in, once a year you are allowed to check your credit report for free. You can do this at Annual Credit Report. You will get credit ratings from three of the top companies.
Can you put your husband's credit report information on your credit report?
no that would be credit fraud and you would go to prison
Are misdeamors reported to your credit report?
no, it would be in your criminal report.
How can you get your credit report if you don't have a SSN?
You can request a credit report using other forms of identification, such as a passport or driver's license, by contacting the credit reporting agencies directly. You may also be able to verify your identity using alternative methods if you do not have a social security number.
How would a Canadian go about getting a free credit report?
There are many places a Canadian can potentially get a free credit report. The easiest way to get a free credit report is by visiting a credit bureau such as TransUnion and Equifax.
Can a voluntary repo on a minor be reported on his credit report?
This is a somewhat confusing question. A minor, someone under 18, (in some cases 21) cannot legally enter into a contract. Likewise a minor would not have a credit report/history. The person who purchased the vehicle is the responsible party and the one whose credit would be jeopardized.
Can private lenders report to a credit bureau?
Most private loans can not be reported to your credit report. This is because the system can be manipulated and the person would need a CRA to report it.
Why would checking your credit score effect your credit score?
{| |- | Requesting a credit report will NOT affect your credit. You have the right to look at your credit report without it affecting your credit or score. When you request your credit report it's called a "consumer pull" and has no affect on your credit. The only time when requesting a credit report can affect your credit is when you ask a possible creditor to inquire about your credit. This is because it implies that you're possibly opening a new line of credit. |}
How get a tax lien of your credit report?
You pay off or extinguish the lein. The credit report only reports things of record, both current or past. The lien is a matter of public record. If the Credit Report didn't accurately report such things it would be useless to anyone. Liens are always supposed to be easily found by anyone who cares...they are there to give notice that someone has a claim against that asset (or generally all), that would come before any new claim.
How can one get their credit report?
One can get their credit report by contacting their bank or provider. Other options would be to check one's credit account online, by mail or by phone.
If you file bankruptcy will it also erase a vehicle repossession on another person's credit report?
It doesn't erase anything on your own credit report....just adds to it, why would it change someone elses? It adds that you are a bankrupt as well as having missed payments and had a repossession. A credit report simply reports what happened in the past....what ever you do now does not change it...you live with the history you created.
Where can one get their own credit rating report in Canada?
The best place to get a credit rating report in Canada is through Equifax. The other place to get a credit report would be through Transunion. However, obtaining a report may cost a person money.
