Life insurance is firstly security for family, it is savings indirectly and now it is not just only insurance and also MF like funds management. Insurance can get all these along with insurance. With different schemes for all age group insurance is the best often without any worry.
Merits:
Your family continues to lead a peaceful life without any monetary issues even after your death.
Demerits:
You have to pay the premium every year.
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Merits of liberalization: It can lead to increased competition, innovation, and efficiency in industries, stimulate economic growth, attract foreign investment, and create more opportunities for consumers. Demerits of liberalization: It can result in job losses in certain sectors, widening income inequality, exploitation of labor, environmental degradation, and vulnerability to global economic shocks due to increased interconnectedness.
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Merits-Everyone is Equal. Demerits-Everyone is Equal.