Documents are not as a matter a fact as primary as they are possible
The lending institution.
Retention rate suggests that you are asking how often a set of documents are retained, which by law is 100% for lenders and unknowable for the consumer's copies. If you meant to ask what the length of time for retaining Reg Z and TILA documents is, the answer is: a period of "2 years from the date the disclosures are required to be given or action is required to be taken" Generally speaking most lenders retain the documents for the life of the loan plus 2 years.
Yes, early documents are typically required for a co-signer. Lenders often need to assess the co-signer's financial stability and creditworthiness, which involves reviewing documents such as income statements, credit reports, and identification. Providing these documents helps ensure that the co-signer can fulfill their obligation if the primary borrower defaults on the loan.
No, organizations are not required to have their names italicized in official documents.
observations
Primary Sources
The primary borrower is always responsible for the debt if he or she has signed a valid lending agreement. It would seem logical that if the lender required the primary to have a cosigner and the named person refused to take on that responsibility then the transaction would not occur.
Securities lending is a term that is used in borrowing loans where the borrower is to provide the lender with some form of collateral. This can be inform of government securities, documents for assets owned or letter of credit.
The primary borrower is responsible for making the payments and adhering to the terms of the lending contract. The cosigner is legally obligated only if the primary borrower defaults on the lending agreement or files bankruptcy (chapter 7).
documents and letters
Primary source documents are documents that are created during the historical period and are written about the historical period. They are often based on observation.
document required