Each car insurance company has their own specific procedures as to how they want their customers to file a claim. The best way to find out is to call your insurance agent or company, or check out their website. However, one thing that cannot be understated, never admit fault and keep meticulous records of everything: photos, statements, police reports, when you talk to your insurance agent, repair costs, medical bills, etc. You are your own best advocate.
Insurance fraud - have fun in jail + fines.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
not if you havent put in a claim for it.
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
straight away
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
Call your insurance company and get a claim started.
You will use the estimate from whichever insurance company that is paying out on the claim. The adjuster from that insurance company will be the final decider.
no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it
AXA is a car insurance company based in Ireland. A claim should be filed within 24 hours of the accident. The claim should be processed within 10 days of the accident.
In case of Car accident if your car is having valid insurance policy at the time of accident then you are liable to get the claim for the loss. While different companies have different disbursement policies and depreciation charts which would be followed for claim settlement process. Turtlemint car insurance offers a fare depreciation chart and easy claim process which simplifies the complete process and helps to get the tasks done hassle-free
If your Insurance company paid the claim then yes they can surcharge you for any chargeable accidents they paid out on your policy.