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Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
What else can I help you with?
Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?
No. The car is insured and your son's policy will provide coverage up to its policy limits.
Is cosigner on the vehicular title and registration?
Only if the co-signer insists on that arrangement. However, the cosigner should be fully informed of their vulnerability when they take on such a responsibility. They will be fully responsible for paying off the loan if the primary borrower defaults, fully responsible for making certain the car is fully insured and they will be legally vulnerable should there be an accident resulting in damages.Only if the co-signer insists on that arrangement. However, the cosigner should be fully informed of their vulnerability when they take on such a responsibility. They will be fully responsible for paying off the loan if the primary borrower defaults, fully responsible for making certain the car is fully insured and they will be legally vulnerable should there be an accident resulting in damages.Only if the co-signer insists on that arrangement. However, the cosigner should be fully informed of their vulnerability when they take on such a responsibility. They will be fully responsible for paying off the loan if the primary borrower defaults, fully responsible for making certain the car is fully insured and they will be legally vulnerable should there be an accident resulting in damages.Only if the co-signer insists on that arrangement. However, the cosigner should be fully informed of their vulnerability when they take on such a responsibility. They will be fully responsible for paying off the loan if the primary borrower defaults, fully responsible for making certain the car is fully insured and they will be legally vulnerable should there be an accident resulting in damages.
What will happen if a fully insured driver hit your car and you have no insurance?
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
What are the key differences between being self-insured versus fully insured?
The key difference between being self-insured and fully insured is that with self-insurance, the company takes on the financial risk of providing insurance coverage for its employees, while with fully insured plans, the company pays a premium to an insurance company who then assumes the financial risk.
How do you prove who is at fault at a three way stop sign when there are no witnesses?
There are many ways that claims are investigated and most times an acurate accessment of liablity can be reached. Damage location, statements,etc. If you are insured turn in the claim if you havent' and the adjuster will fully investigate, when it is a ''draw''' and both claim opposite versions the insured is given the benefit of the doubt.
Can a fully insured driver drive an uninsured car?
It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.
What is the difference between fully insured and self insured health insurance plans?
The main difference between fully insured and self-insured health insurance plans is in how the financial risk is managed. In a fully insured plan, the employer pays a premium to an insurance company, which then assumes the financial risk for providing healthcare coverage. In a self-insured plan, the employer takes on the financial risk and pays for employees' healthcare costs directly, often with the help of a third-party administrator.
What is the difference between a company that is fully insured and one that is self insured?
A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.
Why would an auto insurance company make you sign a physical damage consent form and tell you you can no longer secure standard manual rates?
Did you get in an accident and keep your damaged car If so that's why they had you sign a waiver The car is not able to be insured as it it now until its fully repaired and able to be insured again
What can you do if someone misses their car payment for the car you cosign for?
You must make that payment immediately or the default will be reported on your credit record. You are fully responsible for paying the loan if the primary borrower defaults. You should also make certain the car is fully insured in case of an accident. If the car is wrecked and uninsured you will be required to pay off the loan.All sorts of bad things usually happen when you co-sign for a person with bad credit.You must make that payment immediately or the default will be reported on your credit record. You are fully responsible for paying the loan if the primary borrower defaults. You should also make certain the car is fully insured in case of an accident. If the car is wrecked and uninsured you will be required to pay off the loan.All sorts of bad things usually happen when you co-sign for a person with bad credit.You must make that payment immediately or the default will be reported on your credit record. You are fully responsible for paying the loan if the primary borrower defaults. You should also make certain the car is fully insured in case of an accident. If the car is wrecked and uninsured you will be required to pay off the loan.All sorts of bad things usually happen when you co-sign for a person with bad credit.You must make that payment immediately or the default will be reported on your credit record. You are fully responsible for paying the loan if the primary borrower defaults. You should also make certain the car is fully insured in case of an accident. If the car is wrecked and uninsured you will be required to pay off the loan.All sorts of bad things usually happen when you co-sign for a person with bad credit.
Can a claim be made against a person's insurance without their permission?
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
What does an insurance company legally have to do in investigating an accident?
Not sure about 'legally', but they must fully investigate all aspects of the claim, this would minimally consist of statement from all parties inspection of damge, etc.
