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For one thing the person will be able to establish a good credit history. On the other hand the amount of money available depends on how much money the person can relegate to the account. You are using your own money, and paying a fee for using your own money. For people with no credit or bad credit it is at least an option.
The other important thing is that you can never spent more than you have and noone can hack your credit card and steal your money because prepaid cards are safer. I use Paysafecard to pay for my online game accounts and it is almost the same as with a credit card but safer.
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