Firms give credit so people will spend what they normally wouldn't spend. This way the store or entity makes more money, not only on product but on interest rates on the credit card. Most people will buy more on credit than they will with cash on hand.
There are a number of firms in the UK that allow you to check your credit rating from home. Firms such as Experian, Checkmyfile and Equifax offer online services that show your credit report. As at May 2013, many of these firms offer a free 30 day trial of their services.
there are basically three reasons why firms hold cash, namely speculation precaution transaction
You need to ask within 60 days.
A free annual credit report does indeed give you a credit score. Sometimes they will even give a credit score from several credit score companies just to get a better overview of your credit.
I can give you the credit you are looking for.
Bad credit will generally mean that car insurance cannot be purchased on a monthly pament plan. Although some firms will give this option they will charge higher fees. Most firms will still sell you insurance.
Trade Credit
There are a number of firms in the UK that allow you to check your credit rating from home. Firms such as Experian, Checkmyfile and Equifax offer online services that show your credit report. As at May 2013, many of these firms offer a free 30 day trial of their services.
A primary reason firms sell on credit is to maintain their clients and also to move their stocks. These is one of the strategies of releasing revenue by an organization.
there are basically three reasons why firms hold cash, namely speculation precaution transaction
They can charge extra money for the credit and encourage consumers to spend more.
The important dimensions of a firm's Credit policy are: 1. Credit standards 2. Credit period 3. Cash discount
Check and Credit Recovery, NY Bank and Credit Card Collections, and Credit Resolution are three credit recovery firms that are located in the New York area. All three have a staff that includes lawyers and customer service collectors to help recover the funds owed to your company.
Firms exist in order to minimize transactions costs. Tough that is only one of many reasons.
There IS no government site for free credit reports, since credit reports are provided by private firms, NOT by the government.
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You need to ask within 60 days.