Public Liability and Property Damage insurance. Bascially liability insurance.
What does Plpd mean?
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.
First assess if you need insurance by reading up on the rules and regulations for taxis in the city you live. Then see if there are insurance agents that deal in this business or what they suggest. Taxi insurance I am sure is a special area that has particular rules and guidelines.
As long as your child is in college full time, most insurances will cover your son until he is 25. You should ask your specific insurance policy about their rules and guidelines.
No, if your car burns, is stolen, or is destroyed by vandalism, you won't receive a cent in Michigan with PLPD. Even in an accident you won't receive anything, your PLPD will only pay other people for damage you cause to them, it won't pay you a dime, that's why it's cheap.
ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
the broker insurance liability guidelines can be best known by referring the yellow pages http://www.gciyellowpages.com/ provides guidelines many insurance liablities
Guidelines are general rules to follow, not strictly but loosely.
It depends on the province you are living in. Research that areas rules and guidelines before making a purchase. I believe you can find the same or similar insurance carriers in Canada as you can in the United States.
PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your vehicle's damage. Usually when your car reaches 10 years old it is okay to switch to PLPD - by this time chances are that the collision premium will be close to what the "red book" or "blue book" value of the vehicle is. Some insurance companies do not offer collision coverage on vehicles that are 10 years or older and most require a mechanical inspection certificate (Please note this applies to auto insurance in Canada).
The Health Insurance Portability and Accountability Act (1996) contains the guidelines HIPAA has a website at www.hipaa.org
Rules are defined as guidelines for smooth operation. Regulations are the process of monitoring the following of rules and guidelines.
PLPD is also known as liability. If YOU hit someone else's car meaning that you are at fault, any repairs will come out of your own pocket because PLPD only covers damages for other vehicles. If you were not at fault it doesn't matter what coverage you have because their insurance carrier (if they have one) should pay for your vehicle damages.
rules and guidelines for individual or group behavior
Rules must be followed (You can get in trouble with the law for not following rules) but guidelines are suggestions. You are free to follow them or not as they are more along the lines of "helpful hints".
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.