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PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with

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โˆ™ 2004-06-26 03:29:01
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Q: What are the rules or guidelines of PLPD insurance?
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What is PLPD?

Public Liability and Property Damage insurance. Bascially liability insurance.


Plpd on car no one else involved car flipped but driver taken to hospital does health insurance step in for patient?

What does Plpd mean?


If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.


If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?

I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.


Does PLPD insurance cover you if you lose control of your car on ice and hit a tree?

No


Should plpd insurance cover costs for hitting a wild animal?

Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.


Where can I find out about taxi insurance?

First assess if you need insurance by reading up on the rules and regulations for taxis in the city you live. Then see if there are insurance agents that deal in this business or what they suggest. Taxi insurance I am sure is a special area that has particular rules and guidelines.


What are the rules for medical insurance for college students?

As long as your child is in college full time, most insurances will cover your son until he is 25. You should ask your specific insurance policy about their rules and guidelines.


Is fire and theft covered on plpd insurance in Michigan?

No, if your car burns, is stolen, or is destroyed by vandalism, you won't receive a cent in Michigan with PLPD. Even in an accident you won't receive anything, your PLPD will only pay other people for damage you cause to them, it won't pay you a dime, that's why it's cheap.


Why would a company carry PLPD insurance?

ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault


Does your plpd insurance cover the damages to a car that you hit?

I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.


What are guidelines?

Guidelines are general rules to follow, not strictly but loosely.

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