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debt consolidation or debt negotiation

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โˆ™ 2006-03-22 18:32:56
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Q: What are two strategies you could use to get out of credit problems without declaring bankruptcy?
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Related questions

What steps can people in credit card debt take to reduce their debt without declaring bankruptcy?

Credit card debt consolidation with the help of an accountant or a debt consolidation service and careful management of income can be helpful steps in reducing your credit card debt without declaring bankruptcy.

What does becoming bankrupt prevent you from doing?

Declaring bankruptcy prevents you from using credit cards, obtaining credit over $500 without contacting the creditor, and making payments directly to your creditor. Declaring bankruptcy is a very serious matter and is one you shouldn't choose to do without a lot of consultation on your financial providers part.

How do you get phone service after declaring bankruptcy?

You should have no problems getting any type of utility in your name. Just call and sign up. Be prepared for security deposits though. (Which is not because of the bankruptcy) The easiest thing to do is get pay as you go or prepaid phone service. Often times you can do this with both cell phones and with VOIP phone service. Then you can have the service without paying huge deposits.

What does federal bankruptcy do?

you still have to pay back all debts, just on a stuctured settlement determined by the courts. after declaring bankruptcy, you will not be allowed to have any credit extended to you without permission of the court. if you include your house or any vehicles, you cannot sell them without permission. what it amounts to is the bankruptcy court is in charge of your finances other than monthly utilities. it all depends on which chapter you file-consult an attorney

Filing bankruptcy in Florida without a lawyer?

how do you file bankruptcy in Florida without a lawyer

Can you file Bankruptcy without a job?

Yes you can file for bankruptcy if you are unemployed.

If you incur a debt on credit card after you file chapter 13 and are still under the bankruptcy can that credit card company do anything legal to collect your debt?

Declaring bankruptcy does not allow you to go out and spend money without having to pay it back. Yes, the debt is not covered by the Chapter 13 filing, so they can do what they can to collect the new debt.

Can you file bankruptcy without losing your home?

Yes. Many personal assets are protected in a bankruptcy.

How will bankruptcy affect the sale of real estate property?

No property can be sold, transferred, refinanced, etc. while in bankruptcy without the permission of the bankruptcy court.

can i file bankruptcy without my husband in the state of idaho?

You can only file bankruptcy without a spouse in cases where the debt is yours only. For example, if you have a credit card that is in your name only then you can file without your husband.

Can you divorce while in bankruptcy?

Yes, you can divorce while in bankruptcy. Bankruptcy has no effect on whether you can divorce or not. While divorce and bankruptcy can occur simultaneously, it can end up delaying the bankruptcy process. Ultimately the proceedings can continue and the parties can divorce without issue. I've written more about this here:

Can the president authorize the use of military troops overseas without declaring war?


A law declaring an act illegal without a judicial trial is called a?

Bill of Attainder

What is declaring your faith?

Declaring your faith means to avow your belief in certain tenets and to emulate those teachings as best you can. One can be a follower of a certain religion without actually ever declaring faith in its teachings or trying to "teach what you preach" by "living the life."

How can a co-signer file bankruptcy on an unpaid vehicle without interfering the credit of the primary signer?

By listing the creditor on the bankruptcy schedules.

Can a dealer sell you a car without court approval when you are in bankruptcy?


What happens if the bankruptcy is denied?

You will have to satisfy your creditors without the protection of the court.

Can you file for bankruptcy without a home?

Absolutely. Happens all the time.

Can a person without social security number file for bankruptcy without being deported?

Yes, but if the debtor ever used a phony social security, some districts will NOT allow the person to file a bankruptcy.

When can you sell your car after filing for bankruptcy?

What kind of bankruptcy? 7? 13? If your bankruptcy case is still open, you cannot sell without notice to the trustee and a motion to sell. If you exempted the car, the proceeds may not be exempt. Check with your lawyer or a bankruptcy lawyer in your state.

Can you file for bankruptcy with no money to file?

Bankruptcy without money or a lawyer is possible. I think you should need a financial advisor first to consult a financial advisors ifyou can decide if bankruptcy is right for your situation. I found one here who are experts about that

What are the rights or obligations of a co-signer for a loan that has been included in a bankruptcy and who does not have the money to pay the large debt himself?

The obligation is that the loan is now the liability of the co-signer who did NOT file bankruptcy. Your rights are the same as any debtor. You can pay the loan, or default. Declaring bankruptcy yourself is an option also. For those reading along...this is why lenders want a co signer before lending to people they don't think can/will pay off their promises. They've seen it before. So when/if the primary can't/doesn't pay, someone else will. This lender, unlike others who will get nothing by the primary declaring bankruptcy, will more than likely get his debt paid by - or the assets of the cosigner to do so. Funny, the deadbeat will now get away without paying the promises to this lender, other lenders and wanna bet, never repay the cosigner, ever, too!

When strategies and interventions would be useful when a soldier exhibits signs of substance abuse the following strategies?

To know which of the strategies and interventions would be useful it would be helpful to know what the strategies are. Without knowing this it is hard to say which one would be the most useful.

What happened if you continue bounced checks after filed bankruptcy?

It's criminally illegal to bounce checks. Many people go to jail for this...with our without the bankruptcy.

A major cause for the colonies declaring their independence from Great Britain was the issue of what?

Taxation without representation