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What can I do if a collection agency is attempting to collect a debt that has been paid to another collection agency I have provided proof of payment and they are still persuing collection.?
Wiki User
∙ 16y ago
If you are absolutely sure you paid the debt, then send them a cease and desist letter. This forces them to either leave you alone, or file a lawsuit. Since you are SURE you paid, you have nothing to fear from a lawsuit because you can present your proof as evidence.
If they violate the cease and desist by continuing to call or write, you have grounds to sue them under the Federal Fair Debt Collection Practices Act, as well as any applicable state laws.
In actual fact, you probably have grounds right now to sue them for attempting to collect a debt which they have no legal right to pursue, but that's shakier.
Wiki User
∙ 16y ago
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