Interest and down payment.
The down payment on a car reduces the amount of money you need to borrow, which can lower your monthly payment amount. A larger down payment typically results in a smaller monthly payment, while a smaller down payment usually leads to a higher monthly payment.
The average cost of a monthly car payment is $250. Of course the actual amounts will differ depending on the value of the car, and the amount of the down payment.
Here is a website with a car payment calculator : http://www.carpaymentcalculator.net/ It will give you the monthly payment you'd need to pay in order to pay it. The calculator takes account of a few factors that could affect your payment.
Some car alarms are automatically included in the car and do not require a monthly payment. However, there are some car alarms, such as the GPS car alarm, which can be installed for life or require a monthly payment.
the average car payment is about 200$ which this stayment is not made based on the car types.
Yes, if you are paying of a car loan, there is no penalty for paying over your monthly payment. However if your monthly car payment is on a lease agreement you will have to refer to the terms of your lease as to what is allowed.
This is a very good website to calculate the monthly car payments: http://autos.aol.com/calculators/car-payment-calculator/ or http://www.carmax.com/enus/car-payment-estimates-calculator/default.html
Pay it as soon as possible.
You can trade in a car with no down payment by negotiating with the dealership to roll the value of your current car into the new loan. This may result in a higher monthly payment or longer loan term.
If you would like it to continue then you should make the next monthly payment.
Need down, interest rate and term to calculate
A car calculator puts in your monthly salary, your monthly bills, your credit score, and calculates what type of monthly payment you will have on your vehicle. Different vehicles may cost more or less.