The creditor can file a civil lawsuit. If the creditor wins, he/she may be able to attach against property or garnish wages until the debt is paid.
A judgment creditor can execute the judgment in whatever methods are allowed under the laws of the state in which the judgment debtor resides. The preferred method is by wage garnishment. Other possible methods are, levy of bank accounts (including those that are joint) seizure and liquidation of non exempt property belonging to the debtor and a lien against real property or the portion of such that is owned by the debtor.
Assuming the debtor does not voluntarily release the information for collection to the collector due civil process is required before such action can occur. The general steps are: The collector/creditor will file a civil suit against the debtor, win the suit (which is almost certain to happen); be awarded a judgment then execute the judgment as a levy against the judgment debtor's bank account.
Possibly, but not directly. First they would be required to seek judgment against the debtor for the unpaid balance, for which he would receive summons to appear in court. In the time it takes for this to happen, the debtor could file bankruptcy, effectively protecting any remaining assetts they hold.
Castlevania Judgment happened in 2008.
The Eye of Judgment happened in 2007.
Judgment creditors prefer to use wage garnishment or bank account levy to execute the judgment writ. If neither of those remedies apply the creditor can seize and liqudate non exempt property belonging to the debtor, or place a lien against real property (jointly owned property can usually be attached by a creditor lien).
The defendant is not required to make an appearance in a creditor suit, but if he or she does not appear the plaintiff (creditor) will win by default and a judgment will be entered against the debtor. FYI, unless the defendant has undisputable evidence that the suit is faulty (debt not valid, wrong person being sued, etc.) it will make no difference in the outcome whether the defendant debtor appears or not, the plaintiff will be awarded a judgment.
The attorney representing the creditor states the facts of the case, the debtor is allowed to defend his or her position. The only legal defense for nonpayment of debt, is that the debt itself is not valid. Although it is difficult to understand, the inability of the debtor to pay due to a job loss, injury, illness, or other personal difficulties, is not accepted as a viable reason for not paying one's debts. The named defendant does not have to appear in court when it pertains to a creditor lawsuit. However, a nonappearance will result in the plaintiff being awarded a default judgment against the debtor/defendant. The creditor can then execute the judgment against any nonexempt property belonging to said debtor.
What may happen is the court will give the "Creditor" the ruling to Garnish Wages. Its a good idea to WRITE a letter to the creditor or Collection agency and see if you can reduce what you owe. You can negotiate a lower payment. Make sure you can afford that payment. What may happen is the court will give the "Creditor" the ruling to Garnish Wages. Its a good idea to WRITE a letter to the creditor or Collection agency and see if you can reduce what you owe. You can negotiate a lower payment. Make sure you can afford that payment.
The plaintiff will win the dispute by default. A court order of voluntary payment will be issued. If the debtor does not pay the agreed amount, the order can be amended to a writ of judgment. The judgment can then be used to garnish wages, levy bank accounts or other legal remedies to collect monies owed.
Savannah was where Georgia colony started.
1, FILE a stolen car report with the cops. Then IF it was really stolen, the lender can collect the ins. and then your bad credit will go to Worse credit. And they cant find you 'cause you have no residence.Well, given the situation you describe, likely all the lender could do is get a judgment against the debtor. IF the debtor ever works, they could garnishee their wages.