What can you do if you are involved in an accident was not your fault and the other driver has no insurance?
if you have collision coverage file under that then your company will subrogate the uninsured driver...if no collision coverage you can file a state report, and/or small claims action.....
If you are involved in an automobile accident caused by another driver, and that driver carries no insurance, your no-fault clause is designed to protect your financial interests. Read More
Some do. I work for an insurance company and many will take ownership of the accident. Read More
If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?
Various state laws may limit what type of damages you can collect. Also, when you do start to shop for a policy your rates will be higher. In a no-fault state, each driver must seek compensation from their own insurer and your ability to sue for damages is limited. Read More
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't. Read More
If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver. Read More
Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident. Read More
Can you be charged higher car insurance after you were involved in an accident and it was on a different company policy it was also not your fault and settled by the other driver?
If I understand your question you are in an accident not your fault and it was settled, but the insurance was through a different company than the one you had ? I think they can hike the rates. Read More
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance. Read More
It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault. Read More
No, but if involved in an accident, even when not at fault, the drunk driver would still be guilty of, and could be charged with, DUI. Read More
What happens if a fully insured driver admits fault for hitting a parked vehicle but the other driver involved in the accident had no license insurance or registration?
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle. Read More
If you have insurance on your car but another driver doesn't have insurance what can happen to the owner of the car?
If the driver who has no coverage is involved in an accident that is his fault, he can loose everything he owns and everything he will make in the future to repay damages he has done to the other party. Read More
What happens if the driver who is not at fault for an accident does not have insurance in California?
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages. Read More
Sue Read More
How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim. Read More
I was recently involved in a car accident in which the driver of the other car is legally at fault. Is the other party's insurance still liable for damages involved if the at fault driver is: 1. not the owner of the car, 2. not the insurer of the car, 3. does not have a license. Thanks! Read More
Anybody involved in an accident. Damages are covered regardless of fault. Read More
If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill. Read More
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages. Read More
Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car. Read More
What do you do when you are involved in an accident that was not your fault but your insurance has lapsed and the other driver wants your information?
Tell that driver exactly that. And see what type of arrangement, you can come up with. In most states, your license will be suspended for a year, so if its not your fault, explain to the driver, even with your information it will not tilt the scales in his favor with the insurance company, but surely damage your license. Read More
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays. Read More
They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof. Read More
If that driver was found at fault, then usually it would. Read More
The insurance company of the driver "at fault,' or from their personal funds if they have no insurance. Read More
Shouldn't do provided other driver is identified. Read More
Any accident can cause your insurance to go up even if it wasn't your fault. Read More
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party. Read More
Unable to answer - too little is known about the circumstances of the accident. Was the driver of the car you were in at fault? Was the driver of the other car at fault? Submit your medical claims to the appropriate insurance company and wait to be contacted for an offer. Read More
If you are involved in an accident that is your own fault with an uninsured driver can the uninsured driver and its passengers claim on your insurance although clearly they have broken the law?
Yes they can. They can also sue you in a civil case. Remember, a major reason for having the insurance is to financially protect others from your wrong doing. Read More
The Insurer of the at fault driver pays for the accident. Read More
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility. Read More
You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?
Its your fault Read More
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company. Read More
What happens when an Learners driver is in an accident without a fully licensed driver but instead a provisional driver by her side and she is not the one at fault what happens?
If the other person or driver was at fault as you say, Then all you have to do is file a claim on that persons liability insurance. Hopefully you exchanged information at the scene of the accident. Read More
If a vehicle that has been stolen is involved in a car accident and is at fault whose insurance will cover the damage to the second vehicle?
The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses Read More
If you have car insurance and are involved in an accident that is your fault How much do you have to pay?
You have to pay whatever your deductible amount is. Read More
If you have no fault auto insurance will your insurance rates increase if you happen to be in an accident in which you were not at fault?
Generally speaking, no. However, in any moving incident/violation, your driving record is checked. If it turns out that you have a few past speeding tickets, and maybe another previous accident or two where you were not at fault, the insurance company may choose to tag you as a high-risk driver and increase your premium. On the other hand, if you are a driver with a spotless record, your rates will probably not go up in… Read More
The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be at fault, the other driver may report the accident to them anyway. Better to be safe than sorry. Read More
Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?
If they have insurance then you should not have to pay a deductible at all. Read More
Actually, this will be covered by your insurance co. Read More
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage. Read More
Can other drivers claim bodily injury from your insurance for a car accident in which driver is found at fault?
Yes, the driver who was at fault is responsible for the bodily injury for anyone who has been hurt in the accident. The percentage of payment that has to be made would depend upon the percentage of fault for the accident, the prevaling norms of the state or province where the accident ocurred. Read More
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault. Read More
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver. Read More
What happens when you get hit by an uninsured driver who is completely at fault and he gets insurance the next day and wants to put it on insurance?
If the insurance is not valid on the day of the accident, there is no coverage. Read More