If the dog did actual damage to your home, then you can contact your own home insurer and see if you can make claim that way. If the dog damaged a fence or a garden, your only recourse is to call the authorities or an attorney if the neighbors will not cooperate.AnswerIf you don't want to place a claim on your own insurance (and besides, you will have to pay for your deductible), try suing him in small claims court and then he can turn it over to his insurance company.
Your insurance would be responsible for repair of the damage to your home. If your neighbors property was also damaged in the event then the neighbors insurance will cover the neighbors property damage. Nobody is liable for an act of nature.
it depends upon how the car was damaged
Property insurance - If your property is damaged the insurance will pay for this to be repaired. Life insurance - If you die then your estate (or the named beneficiary) gets a payout to the value of the insurance.
Insurance contract with an insurance company Indemnity bond
If you damaged someones property with your vehicle and you had no insurance. All you can do is pay for the damages out of your own pocket.
you are responsible for your property. with that being said if your tree grows out of control onto your neighbors property then you must pay for the removal and its damaged that is caused.
Pretty much yes. If you decide to perform work at your neighbors then you could be liable for uncovered damages that results from your actions.
In all likliehood - your insurance company would pay to repair your dwelling and then they would take action (called "subrogation") against your neighbors insurance company to collect from their insuror.
This would be covered under Malicious or accidental damage if your insurance company provides this.
Normally an insurance company accesses your damamge.
No. Liability covers the others and their property.
The have companies that will purchase damaged items of personal property or just about anything. They are in the business of repairing items are reselling them. The insurance company has lists of what they can normally sell damaged items for and this will result in a valuation.
You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.
no animals are not covered property under HO policy
It is very important for a landlord to get contents insurance if they are renting out a property with furniture included. If then the contents are damaged by the tennants then the landlord will be able to use the insurance policy to replace them.
Computers are used in the insurance business to keep record of claims and payment of premiums. They are also used to send images of damaged property by email.
Business property insurance policies " sometimes called commercial property insurance " protect your property, as well as inventory or assets, against loss or damage caused by theft, an accident or some other means. Your business property insurance protects you even if the property is away from your place of business when it is damaged or lost. The policy covers your costs to replace or repair the property and, in some instances, compensates you for items that cannot be replaced.
No, Nobody is liable for an act of nature. Your own property insurance should cover any damages.
The neighbour. Perhaps. This could be similar to a tree coming down. Such situations are considered an act of God, and the owner of the damaged property would need to file a claim with their homeowners insurance carrier, perhaps the auto policy carrier. Check with your insurance carrier(s) to be certain.
You should have tenant insurance yourself because the landlords insurance only covers the damage to HIS PROPERTY, not yours. So I VERY HIGHLY suggest you get personal insurance if you want to replace damaged/stolen items.
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!
When property is damaged beyond use, a loss account should be set up as a liability for the damage. The damage is subtracted from the asset less insurance reimbursement.
In the United States, No one is liable for a natural occurrence. The vehicle owners comprehensive insurance would pay for damages resulting from a tree falling on the vehicle. If no comprehensive insurance is in place then their would be no coverage and the vehicle owner would be left to pay out of their own pocket.
NO. Your neighbor is not liable for an act of nature that fells a tree. Your homeowners insurance will fix the damage to your property and the neighbors insurance would fix damage to the neighbors property. It does not matter who the tree belonged to.AnswerMaybe. It doesn't hurt to try if your neighbor will tell you who they are insured with. They are not obligated to do so. AnswerI'm not really sure. However, I do have a friend and his neighbor's house actually fell on top of his, but they considered it still standing and didn't give the full amount of the house's worth. AnswerYour own homeowner's insurance should cover this. If they think the neighbor is responsible, they will collect from his insurance company. In a hurricane a tree could have come from the next county - then how would you know whose tree it was? It depends on your state's laws, but most would consider this an act of nature and you are responsible for the damage caused by your neighbors tree. Call your insurance company, if you have a storm damage rider, this will most likely be covered.