If the dog did actual damage to your home, then you can contact your own home insurer and see if you can make claim that way. If the dog damaged a fence or a garden, your only recourse is to call the authorities or an attorney if the neighbors will not cooperate.AnswerIf you don't want to place a claim on your own insurance (and besides, you will have to pay for your deductible), try suing him in small claims court and then he can turn it over to his insurance company.
Your insurance would be responsible for repair of the damage to your home. If your neighbors property was also damaged in the event then the neighbors insurance will cover the neighbors property damage. Nobody is liable for an act of nature.
it depends upon how the car was damaged
Property insurance - If your property is damaged the insurance will pay for this to be repaired. Life insurance - If you die then your estate (or the named beneficiary) gets a payout to the value of the insurance.
Insurance contract with an insurance company Indemnity bond
If you damaged someones property with your vehicle and you had no insurance. All you can do is pay for the damages out of your own pocket.
This would be covered under Malicious or accidental damage if your insurance company provides this.
you are responsible for your property. with that being said if your tree grows out of control onto your neighbors property then you must pay for the removal and its damaged that is caused.
Pretty much yes. If you decide to perform work at your neighbors then you could be liable for uncovered damages that results from your actions.
No. Liability covers the others and their property.
Normally an insurance company accesses your damamge.
In all likliehood - your insurance company would pay to repair your dwelling and then they would take action (called "subrogation") against your neighbors insurance company to collect from their insuror.
The have companies that will purchase damaged items of personal property or just about anything. They are in the business of repairing items are reselling them. The insurance company has lists of what they can normally sell damaged items for and this will result in a valuation.