A friend of mine faced this before. he closed the joint bank account and opened one in his name only. canceled the credit cards and placed an AD in the classifieds that he was responsible for his debts only.The wife can get credit on her own and if she fails to pay the bill the husband can still be held responsible for the debt. Good Luck.
The credit is the property and responsibilty of the bearer (the one who's name is on it)
Reactively, you should monitor your credit reports regularly to ensure no accounts have been opened without your consent. Use caution divulging all personal data (especially social security number) to help prevent fraud. Proactively, you can lock down your profile so inquiries and account openings cannot happen without your consent. Some credit reporting bureaus offer this service for a fee.
18, unless you have the consent of an adult.
Look on the credit report. It has to list what accountd are opened
In an economy where personal debt is becoming an increasing problem, prepaid credit cards offer many advantages of regular credit cards without the disadvantage of debt. A prepaid credit card is an excellent option for budgeting without letting go of the freedom that a credit card provides.
Get StartedThe purpose of this letter is to request the cancellation of a credit card. You may use this letter if you would like to minimize the number of credit card accounts you maintain and associated cards you carry to help reduce the possibility that an identity thief will discover and use one of your accounts fraudulently.Note: If a credit card account was opened in your name by an identity thief without your consent, use the document entitled Request to Cancel a Fraudulent Credit Card.
Credit cards can help you purchase numerous stuff without carrying large amount of money. Credit cards provide convenience, security, safety, and peace of mind. If you are in need of immediate cash, credit cards can also help you obtain cash.
Upside Card has the best prepaid credit cards, without annual fees. YOu can get your Visa prepaid debit card online at www.UPsideCard.com
Bank cards and credit cards are not the same. when you say bank cards, it's the one that you use for withdrawing money from the ATM machine. Credit cards on the other hand allows you to purchase goods and services without cash.
Citi Business offer a variety of credit cards. They offer business credit cards, personal credit cards and student credit cards. They offer cards from both Visa and MasterCard.
Student Credit Cards allow for a certain level of independence on behalf of the student without the level of danger or risk brought about by normal credit cards.
Most business credit cards do come with a personal guarantee. There are, however, ways to get a business credit card that does not require a personal guarantee.
Bank Of America offers many different credit cards. It offers cash rewards credit cards, points rewards credit cards, travel and airline rewards credit cards, lower interest rate credit cards, and build or rebuild credit cards.
Credit cards are offered everywhere these days. But a few credit cards are monitored by experts to find the best deals in the current market, most of these credit cards are free without any obligation. Finding information about fix rated credit cards is easily achievable at the local bank, or any of the best offering credit card companies in the market. But the best place to check first is the local bank that issues fix rated credit cards.
office max, fedex, staples, shofar
People who misuse credit cards are charged for misusing credit cards.
There are many prepaid credit cards that a person is able to buy without credit checks. But if a person wished to buy a "normal" credit card such as VISA there is a company called Credit Federal that requires no credit checks to purchase a credit card.
Airline credit cards are credit cards issued by airlines. They have no real benefits over regular credit cards, apart from the fact that you can collect Air Miles with them.
Rooms to go Credit cards were once serviced by household bank. The cards are now serviced by Citi. If you previouly opened a line of credit when household bank serviced the cards a balance could potentially still be owed to Household bank.
Visa offers traditional credit cards, rewards credit cards, and premium rewards credit cards. This is in addition to the business credit cards that Visa offers, along with the pre-paid and debit cards offered.
the dangers of credit cards?
All Credit cards
Typical credit cards are unsecured credit cards. If you have no credit history, you cannot get an unsecured card. Instead, you must apply for a secured credit card. It works kind of like a savings account. Say you give them $300 then they give you a credit card with a $300 limit.