Credit Reports
Credit

What can you do to help clean up debts on your credit report?

567

Top Answer
User Avatar
Wiki User
Answered
2013-01-03 19:46:14
2013-01-03 19:46:14

Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.

001
๐ŸŽƒ
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Related Questions


If one has a poor credit history one can find help to resolve the problem. Citizens Advice centres can advise on how to deal with one's debts such that one's credit report will improve.


No contacting an experian credit expert will not help you improve your credit unless you have discrepancies on your report. Which would consist of things you have not purchased, or addresses you have not lived at. They can only tell you what is on your credit report the improving need to come from paying off back debts and creating new lines of credit.


They can help other companies know you have a history of good credit, helping you get better deals on insurance and stuff. Basically it saves you money.


The answer is 'No". Social Security benefits are to help those on retirement with help for everyday living costs, like food and/or rent. They do not help with credit debts.


Credit reference agencies can help you identify any mistakes that appear on your credit report. By checking your credit report for free once a year you can notify credit agencies of any errors on your credit report and have them resolved before it effects your credit score.


One can monitor their own credit report online. Websites like Equifax, Experian, and Transunion offer a free credit report once a year for users to help monitor their credit report.


There are different places on the internet where you can order a free credit report, and also representatives and professionals that can help you acquire a free credit report.


To find information on a credit report, you can go online and asks websites like Equifax or Consumer Products to help you with your credit report troubles.


The best way to quickly raise your credit score is to pay off all debts. Another thing that will help it to not drop is to pay debts on time.


One can get a free credit card report by going to your local bank and requesting one. A dedicated agent will help you prepare your finances for the credit report.


To get a TransUnion credit report you can go directly to their website and fill out an application for a report. You can also find many companies that will help you get your credit report from all 3 major credit agencies for a small fee. Most even have a free trial!


One can request a free credit report from Equifax by going to their website and selecting free credit report. A dedicated agent will help you set up your account.



The Credit Corp Group is a debt assistance organization. They can help customers manage their debts by finding an appropriate repayment solution. They also can consolidate multiple debts.


Credit Counseling agencies help the economy by educating people on how to effectively pay off their debts. http://www.answers.com/credit%20counseling


There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!


Answer: If you check your credit report, you can challenge anything that seems to be incorrect. That's the ONLY way to "clean up your credit" for real. Answer: There are plenty of non-profit agencies available to help you get out of dept. Avoid paying anyone to do this for you. Basically, they will help you find a way to optimize your debt repayment so that you can rebuild your credit. There is really no other way that works to eliminate bad debt.


To help banks determine if people should be given a loan or credit card


Most reputable credit repair companies offer a free initial consultation where they look at your credit report and determine if they will be able to help you. If you don't have any negative items on your report, they won't be able to help you.


To get a credit report go to the website for Experian. They have all the forms and paper work to fill out to apply to get a credit report. They also have a help section to answer any questions.


Some lenders report to one or two credit agencies, others report to all three. Have you checked all three reports? If you need help with your defaulted student loans, this company can help you: www.defaultms.com


THEY ARE MEMBERS OF THE CREDIT REPORTING AGENCIES. THEY PAY TO REPORT YOU AS A YOU CONTINUE TO MAKE PAYMENTS. CREDIT CARD COMPANIES, CAR LOANS, JEWELRY, CLOTHING CREDIT CARDS ALL REPORT TO THE MAJOR CREDIT REPORTING AGENCIES. THIS IS A WAY TO TRACK YOU AND HELP TO ACKNOWLEDGE IF YOU ARE A GOOD CREDIT RISK TO ANY AND ALL OF THE ABOVE.


When you send away for your credit report it comes with an explanation for whatever is on there, It will lists all meaning and how to read the report. If there is something you can't understand you can also call the customer service listed, However if you still need help. if you type in your browser , how to read and understand a credit report, many sites will pop up.


Bad credit is a problem for millions of Americans, but it is easier than you might think to repair credit. Here are a few tips to help you repair your credit so that you can move forward with your live instead of constantly worrying about the debts that were built up in the past.Get a Copy of Your Credit ReportThe first tip is to get a copy of your credit report. It is nearly impossible to repair your credit if you don’t even know what is on your report. Once you have a copy of the report, you will be able to see what negative items are showing up. This will help you know what you need to work on.Dispute Incorrect InformationAfter you know what negatives are on your credit report, the next step to repair credit is to dispute anything that is incorrect. Credit reporting agencies are required by law to verify the information on your report if it is disputed. They have to do this within a certain amount of time or remove the information from your report. Although some people will tell you to dispute everything, there is no point trying to dispute information that you know is valid. It may be removed from your report temporarily, but as soon as the credit agency receives verification, it will be put right back on your credit report.Pay Everything on TimeAll right, this is easier to say than to do, but it is essential. If you want to improve your credit score, the best way to do it is to start paying all of your bills on time. If you have more expenses than income, you’ll need to work to resolve this so that you are able to keep up with your payments. In the meanwhile, you’ll have to prioritize. By looking at your credit report, you can determine which creditors report to the credit bureaus and which do not. Pay the ones that you know will report late payments to the credit bureaus first in order to reduce the chances of accumulating more negatives before you are able to get your budget straightened out.


You can get a free credit report every year through annualcreditreport.com. This is a secure site where every American can get one free credit report every year for each one of the three major credit bureaus. Keeping an eye on your credit report can help reduce the damage done by identity theft by catching it early. If you check your report and see unauthorized accounts or credit inquiries popping up, you can put an immediate stop to it.



Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.