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NO, a cheque becomes stale after six months, but this does not mean that the money can not be cashed, if its a signatory to the account that presents the cheque, all you need do is change the date on the cheque to a more recent one, and if its a third party, kindly refer back to the signatory of the account to change the date to a recent one.
Three months from the date of cheque
Just say what you want, as if you were talking to them.Try:The enclose check is more than six months old. Please send a replacement to the above address.
A Bank might refuse to cash a cheque (dishonor it) due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
Dishonored Cheque means - a cheque that was submitted/deposited for payment was rejected and no money was paid. A cheque may be dishonored due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
The period of limitation is 6 months whereas banks now a days generally accept cheques of not more than 3 months old.
NO, a cheque becomes stale after six months, but this does not mean that the money can not be cashed, if its a signatory to the account that presents the cheque, all you need do is change the date on the cheque to a more recent one, and if its a third party, kindly refer back to the signatory of the account to change the date to a recent one.
Three months from the date of cheque
A bank may reject a cheque due to a variety of reasons. They are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
Just say what you want, as if you were talking to them.Try:The enclose check is more than six months old. Please send a replacement to the above address.
A Bank might refuse to cash a cheque (dishonor it) due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
Bouncing Cheque means - a cheque that was submitted/deposited for payment was rejected and no money was paid. A cheque may bounce due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
Dishonored Cheque means - a cheque that was submitted/deposited for payment was rejected and no money was paid. A cheque may be dishonored due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
Bounced Cheque means - a cheque that was submitted/deposited for payment was rejected and no money was paid. A cheque may bounce due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
Bounced Cheque means - a cheque that was submitted/deposited for payment was rejected and no money was paid. A cheque may bounce due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
A cheque may bounce (bank refusing to pay for it) due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuer's bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)
A cheque may be Rejected/Returned due to a variety of reasons. Some of them are: a. The signature of the cheque issuer does not match bank records b. There is not enough money in the issuers bank account to pay for the cheque c. There is overwriting in the cheque and is not duly counter-signed d. The amount in numbers and amount in words does not match e. The cheque is very old and expired (more than 90 days old)