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What cards have a low APR?

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12y ago

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All credit card companies offer cards at various rates. It is important to review all aspects of the offer, including annual fees, late fees, over-the-limit fees, as well as the APR. The cards with the lowest long-term rates generally are offered to the customers with the best credit. Most credit card companies these days review customers' credit scores every few months and adjust rates accordingly, something that is stated in the fine, fine print. Choosing a credit card is a great example of "buyer beware." Check out this website to compare offers: www.creditcardguide.com

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Q: What cards have a low APR?
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Where is it possible to get credit cards with low APR?

There are several places where a person can get a credit card with a low APR. Websites such as Capitol One, American Express, Bank of America, and Discover all have credit cards with low APR.


Who offers low APR credit cards?

Capital One offers low APR credit cards, the Capital One Venture in particular. You can get more information about these cards and apply online from the official Capital One website.


What are some low interest credit cards?

Low interest credit cards are credit cards that have low APR rates or a low introductory APR rate based on credit. They have low annual interest rates, which means, for a certain period of time, sometimes up to 21 months; after this period of time, interest rates will be based on credit worthiness.


Which companies offer low APR credit cards?

First of all, APR is annual percentage rate, or how much of a percentage companies charge you for using a credit card or asking for a loan. One company that has low APR rates is "Citi." Although looking for companies with low APR rates is a good idea, a person can further lower their APR rate with negotiation.


Are low rate credit cards available in the recession?

Yes, low-interest credit cards are always available. low-interest credit cards feature either a low fixed rate or a low introductory APR. You can apply for a credit card by filling out a secure online application.


What are the lowest APR interest credit cards?

The lowest APR interest credit cars is the most commonly asked question among consumers. Who wants to pay more then they have to? The easy part is generally most major banks, and well known Credit Cards will offer you an APR as low as 0%.


What is the introductory APR on Amex credit cards?

The introductory annual percentage rate (APR) on American Express credit cards vary by the card and the cardholder's credit. Rates can be as low as zero percent, but often range from 12.99 to 21.99 percent.


Where can one get a low APR credit card?

Low APR credit cards can be obtained from most local banks as well as a few online or independent companies, but most people just negotiate this with their own credit card carrier.


Where can one apply for a credit card with a low APR?

There are many credit cards that have a low APR (Annualized Percentage Rate). To apply, one can visit a financial institution or even apply for one through the credit card site.


What are teaser rates on credit cards?

Low introductory APR rates typically between 0% - 2.99% for purchases or balance transfers for 6-12 months. Then the rates adjust to the normal APR.


Where can you find the best credit cards with the lowest APR rates?

The best credit cards with the lowest APR are offered by Capital One. By clicking on the lowest APR rate option, the site lists all of the available cards with the lowest intro and regular APR rates.


Where can a person go to get more information on APR and low interest credit cards?

APR or annual percentage rate is a financial term and as such a person can get more information on that in books on financial mathematics or in an encyclopedia - or online in the Wikipedia. The APR of a given credit should be specified in the contract or in the brochure. For a low interest credit card, you have basically two options. First, there are cards with an introductory zero interest period. These are suited for a one-time big purchase, but should rather not be held longer than the introductory period lasts. Other cards offer a low ongoing APR, and should be chosen for a rather constant month-to-month balance.